3428 DEER OAK CIRCLE, Oviedo, FL, 32766 | $799,999

If you are looking in the Oviedo area, look no further. Welcome to the highly sought-after Live Oak Reserve community, where convenience meets luxury. The neighborhood offers fantastic amenities, including a sparkling community pool, basketball courts, tennis courts, volleyball net and a soccer field, perfect for an active lifestyle. This beautiful 5 bedroom, 3 bathroom home sits on a large lot that backs up to conservation land offering tranquility and privacy.
As you approach the home, you’ll be greeted by stacked stone columns, double front glass doors, and lush landscaping with vibrant fresh flowers. The paved driveway leads to a three-car garage for all your storage needs.
Inside, the home offers a spacious, open floor plan with luxury vinyl flooring throughout. The high ceilings, are finished with beautiful crown molding adding to the luxury feel of the home. As you enter the two-story grand foyer, you will immediately notice the beautiful staircase with wrought iron banister. To the left, you’ll find an office/sitting room, perfect for working from home or relaxing. To the right, a formal dining room provides the ideal space for hosting gatherings. Both of these front rooms are adorned with plantation shutters on the windows.
Continuing through, the great room combines the living and kitchen areas, creating an open entertaining space for family and friends. The freshly updated eat in kitchen, features gorgeous cabinetry with slow close doors and drawers, stunning backsplash, spacious island, and updated appliances. There are 2 sets of double french doors off the kitchen leading to the backyard oasis, adding to the entertainment value of the space. Outside you will find an amazing pool with a fountain feature for you to relax and cool off to on those hot summer days. The patio is expansive with space to add an outdoor kitchen. Back inside, on the first floor you will also find a guest suite and a full bath, ideal for visitors or multi-generational living.
Upstairs, you’ll find the primary master suite featuring luxury vinyl wood floors, tray ceilings, a sitting area, and two walk-in closets. The en-suite bathroom includes a double vanity, garden tub, walk-in shower, and a separate water closet, offering a true spa-like experience.
There are three additional spacious bedrooms, all with walk-in closets and an additional full bathroom that features a double vanity and tub/shower combination.
Recent upgrades include new flooring and kitchen updates in 2021, both pool pump motors replaced in 2025, roof replaced in 2019, both HVAC units replaced in 2023, water heater replaced in 2021 and the deck recently repainted. Fresh paint throughout ensures the home feels like new.
This home combines luxury, comfort, and a prime location within Live Oak Reserve. Schedule your showing today and experience Florida living at it's finest!

Features

  • Amenities: Clubhouse, Fitness Center, Park, Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 10
  • Bedrooms: 5
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2001
  • Garage: 3-car Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,006
  • Acreage: 0.24
  • Est. Taxes: $5,746
  • HOA Fee: $285 Quarterly
  • Lot Desc: Conservation Area, City Lot, Sidewalk
  • Elem. School: Partin Elementary
  • Middle School: Chiles Middle
  • High School: Hagerty High
  • Pool: Gunite, In Ground, Lighting, Pool Sweep, Self Cleaning
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: O6293608
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/O6293608/3428deeroakcircle_oviedo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2025 8:02:10 AM)
Listing courtesy of RE/MAX TOWN & COUNTRY REALTY   Phone: 407-695-2066

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NMLS Mortgage Loan Originator ID 16953

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3428 DEER OAK CIRCLE, Oviedo, FL, 32766

$799,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,999 $639,999 $639,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.132%
Monthly Tax Payment $479 $479 $479
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,993 $4,204 $5,358
Total Monthly Payment $4,564 $4,775 $5,929

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.