AO 3/19. Welcome to 59 Chelsea Street, the perfect place to call home! This impeccably maintained, spacious 3 bedroom ranch lives like a 4 bedroom and is perfectly situated on a level 1/4 acre lot just steps away from Hawthorne Elementary School. The sun-drenched entrance greets you with a newly tiled foyer leading to gleaming wood floors throughout the home. The kitchen and bathrooms have been thoughtfully updated, making the space feel fresh and modern. The formal dining room which connects the kitchen to the living room is perfect for entertaining and the large, bright living room features a cozy fireplace, ideal for relaxing. The primary bedroom is a standout with its own half bath, while two additional bedrooms and a hall bath provide plenty of space for family or guests. The walk-out lower level is a true gem, offering a finished bonus area in addition to a separate finished bedroom/den that can easily be used as a home office, gym, playroom, or guest room. This level also includes a beautifully updated full bathroom and kitchenette, making it ideal for guests or au pair quarters. The lower level walks out to a stunning stone patio and a level yard — perfect for outdoor activities and gatherings. Additional features include new garage door, new central air on the first level and a ductless system in the lower level for optimal comfort. The roof was replaced in 2019 and the electrical system has been upgraded to 200 amps with a hookup for a generator. A whole-house water filtration system ensures clean, pure water throughout. Ample storage from top to bottom, including a full unfinished walkup attic with endless potential, complete the home. Located in a highly convenient area with easy access to transportation, this home offers an easy commute to NYC as well as close proximity to schools, parks, shopping, restaurants and all of Mt. Pleasant's finest amenities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.751% | 6.309% |
Monthly Tax Payment | $1,284 | $1,284 | $1,284 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,910 | $4,349 | $5,777 |
Total Monthly Payment | $5,286 | $5,725 | $7,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.