3246 PRESCOTT STREET N, St. Petersburg, FL, 33713 | $289,000
Charm Galore in this 1950's Vintage Cottage offering Two Bedrooms, 1 Bath, plus a Front Bonus Room that would make a great Office. Original refinished Hardwood Floors, Cove Ceilings, and Arches. Bonus Room has shiplap and French Doors leading to the Living Room. Kitchen includes an eat-in breakfast bar and pass-through to Living Room. Roof 2021, Gas Hot Water Heater 2021. Stainless Steel Refrigerator and Gas Stove 2022. Reglazed tub and tile in vintage Bathroom. Termite Warranty in place. Exterior painted in 2023. Backyard has a newer Deck and a Shed and could easily be transformed into a tropical oasis. GREAT LOCATION--only 20 blocks to Crescent Lake or Coffee Pot Bayou! Just minutes to the Interstate and downtown St. Pete! No flood insurance required. This neighborhood has many newly constructed 2-story homes. No damage from Helene or Milton. Check it out today! Possible Owner Financing!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Lot Size: 40 x 105
- Laundry: Outside
- Style: Cottage
- Year Built: 1950
- Garage: Driveway, On Street
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 720
- Acreage: 0.1
- Lot Size: 40 x 105
- Est. Taxes: $3,617
- Lot Desc: City Lot, Landscaped
- Appliances: Disposal, Dryer, Range, Refrigerator, Washer
- MLS#: TB8331926
- Days on Market: 79 days
- Website: https://www.raveis.com
/prop/TB8331926/3246prescottstreetn_stpetersburg_fl?source=qrflyer
Listing courtesy of REALTY CONCEPTS OF PINELLAS Phone: 727-804-5104
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3246 PRESCOTT STREET N, St. Petersburg, FL, 33713
$289,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $231,200 | $231,200 | $231,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $301 | $301 | $301 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,461 | $1,519 | $1,935 |
| Total Monthly Payment | $1,837 | $1,895 | $2,311 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388