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Welcome to this beautifully updated 3-bedroom, 2-bathroom home situated on a spacious . 25-acre lot. This home features a newer luxury vinyl flooring, NEW ROOF in 2022 and Air conditioner in 2017 and a luxurious, renovated kitchen with real wood cabinetry. The pantry has pull outs for easy access and a lower cabinet next to stove designed for cooking utensils and a lazy Susan for the corner cabinet You are going to love the backsplash and stunning quartz countertops that are perfect for cooking and entertaining. The dining room has wainscotting and is open to the living room. Sliders from the living room open to a large screened lanai that also has windows. The master bedroom has a walk in closet and ensuite bath with shower. The guest bath offers a tub and shower combination. There is a large linen closet next to guest bath. The open layout is bright and inviting, offering ample space. Located in a prime area just minutes from grocery store( Publix) shopping, dining, and parks. All of this and new window shades that go up and down with the press of a button! The . 25 acre lot allows good space between neighbors. Call me today and start enjoying the amenities at Spruce Creek North!
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$224,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $179,920 | $179,920 | $179,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $217 | $217 | $217 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,137 | $1,182 | $1,506 |
Total Monthly Payment | $1,428 | $1,473 | $1,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.