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This beautiful home overlooks Lake Hamilton being the largest lake on a chain of three, Lake Hamilton, Middle Lake Hamilton, and Little Lake Hamilton in Winter Haven Florida making Hamilton Pointe a sought out community. The 2 story home presents with a circular drive way leading to the double front door entrance. Upon entering 3161 Square feet of living area, high ceilings with crown molding, 5 bedrooms, 3 bathrooms, and a stunning view of the lake. The foyer has marble tile with the dominant flooring down stairs being wood. On the left the formal dining room is currently being used as an office and on the right side of the foyer is the formal living room. The family room offers welcoming view of the lake which flows into the bonus room. The kitchen has granite countertops, pantry, breakfast bar along with a large dinette with a view of the lake. The Laundry room is on the first floor. The large primary bedroom faces the lake includes a master bath with a garden tub, shower, dual sinks, and a spacious walk in closet. On the second floor there are 3 bedrooms and one bathroom. The side drive way leads to the large attached garage. Inground Irrigation. There is an attached screened lanai with a lake view to enjoy the sunrise. Winter Haven is also known as " The Chain of Lakes City" comprised of 19 interconnected lakes. Great for boating, skiing, and fishing. Winter Haven is conveniently located between Orlando, Tampa, and a growing airport in Lakeland. Legoland is 20 minutes away and Disney World is approximately 45 minutes away. For the Arts, Winter haven has Theatre Winter Haven offering plays and music. Historic Ritz Theatre is now Ritz Reimagined offering bands performing music of the past. Great restaurants and shopping. All room measurements are approximate and should be verified by the buyer.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | $485 | $485 | $485 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,186 | $4,354 | $5,876 |
Total Monthly Payment | $4,763 | $4,931 | $6,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.