2775 NAVY HILL CIRCLE, The Villages, FL, 32163 | $439,900

Located in the coveted Village of Richmond just blocks from Brownwood Paddock Square, this thoughtfully designed home offers an ideal blend of convenience, comfort, and low-maintenance living in a vibrant 55+ community. Enjoy nightly entertainment, shopping, and dining just a short stroll away, along with access to multiple golf courses, pools, pickle-ball courts, and recreation centers. The modern kitchen features sleek white cabinetry, soft-close drawers, stainless steel appliances, and GAS COOKING—perfect for those who love to cook. Vaulted ceilings enhance the open-concept living and dining areas, creating a bright, spacious feel. The primary suite is a peaceful retreat with tray ceilings, a large walk-in closet, and a stylish ensuite bathroom complete with a double-sink vanity, black fixtures, and a beautifully tiled walk-in shower with a bench. The guest area is thoughtfully designed for privacy, featuring 2 bedrooms with built-in closets, a full bath with a tile tub/shower combo and single vanity, and a convenient pocket door that separates the space from the main living area—ideal for visiting family or friends. This home is equipped with ENERGY-EFFICIENT windows, providing an added layer of insulation with a maximized energy shield, ensuring optimal control and reducing energy consumption. The spacious 2 car garage, plus a Golf Cart garage includes upscale flooring, offering high-end finish that elevates the overall look and feel for hobbies or storage. A charming covered screen lanai with upgraded flooring, as well, provides a relaxing space to enjoy the Florida weather year-round, whether you're sipping morning coffee or unwinding after a day of activity. Located in a prime area, this home offers convenience with its close proximity to essential amenities. Whether you are seeking health services, with top-rated health clinics nearby, or looking to indulge in gourmet dining at high end restaurants everything you need is just a short drive away. Designed with the active adult lifestyle in mind, this home offers both the energy of The Villages and the tranquility of a welcoming retreat. So much to discover, enjoy and celebrate! Do not miss out on this fabulous opportunity!

Features

  • Amenities: Cable TV, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 2022
  • Garage: 2-car Golf Cart Garage
  • Heating: Electric, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 1,476
  • Acreage: 0.13
  • Est. Taxes: $6,581
  • HOA Fee: $190 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: G5094972
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/G5094972/2775navyhillcircle_thevillages_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 9:06:31 PM)
Listing courtesy of OPTIMA ONE REALTY, INC.   Phone: 352-243-6784

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2775 NAVY HILL CIRCLE, The Villages, FL, 32163

$439,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,920 $351,920 $351,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $548 $548 $548
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,224 $2,312 $2,946
Total Monthly Payment $2,847 $2,935 $3,569

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.