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NO HOA. . . Nestled on a spacious . 59-acre lot in the highly sought-after "Park West" community, this charming two-story home features a perfect blend of Southern charm and modern convenience — all with no HOA! The inviting wrap-around porch welcomes you into a cozy, cabin-like atmosphere. The main level features a comfortable bedroom and a full bathroom, ideal for guests or flexible living. The remodeled kitchen is equipped with stainless steel appliances including a refrigerator, microwave, and gas range, along with abundant cabinetry for ample storage. The spacious family room is highlighted by a gas fireplace, adding warmth and character to the space. Upstairs, you'll find the primary bedroom and an additional bedroom, both served by a full bath. A sunroom leads to a back deck that overlooks a large, fenced-in backyard — complete with a fire pit, perfect for entertaining or relaxing evenings outdoors. Adding even more value is the detached two-car garage, which features a private in-law suite or guest quarters above. This separate living space includes a living room, kitchenette, bedroom, and full bathroom, providing privacy and convenience for extended family or visitors. This home combines charm, comfort, and versatility in one incredible package — a rare find in such a desirable location! Freezer in garage conveys. Make your appointment to see this one of a kind beauty!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $144 | $144 | $144 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,196 | $2,312 | $2,946 |
Total Monthly Payment | $2,415 | $2,531 | $3,165 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.