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Former model home in the sought after Palm Harbor neighborhood. You will love this 3 bedroom, 2 1/2 bath concrete block home with newer hurricane shutters recently installed. New roof and water heater in 2022. The glass entry front door with an arched window leads you into the open floor plan design. High vaulted ceilings, wide foyer leading to large living area. Separate dining area with tray ceiling and crown molding. Kitchen also has crown molding on the maple wood cabinetry, breakfast bar and large nook area. Tile and laminate flooring throughout the living area. Bonus compact computer/office room with built-in desk and cabinets. Master suite also has a lighted tray ceiling, double vanity, tub, and walk-in shower. The large second bedroom has beautiful bay windows. Separate laundry room with sink leading to a storage/Florida basement room. Double pane windows, lawn irrigation, and oversized screened lanai with shower, outside cook-top and sink. Also built-in storage or shop area on the right side. Circular driveway and oversize garage with 18ft garage door. Only 5 miles to the beach and close proximity to shops and restaurants. This is a must see home that is truly move in ready. Owners have kept everything in tip top shape and have service contracts for A/C and Pest control.
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,921 | $2,020 | $2,564 |
Total Monthly Payment | $2,445 | $2,544 | $3,088 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.