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Welcome to this highly desirable Spruce floor plan, a meticulously maintained former Pulte model home that offers an ideal design. Starting with beautiful curb appeal, enter the home through the inviting foyer. Off the foyer, you can access the den/office, two secondary bedrooms and a full bathroom. Continue down the foyer, which leads to the open-concept design gathering room which is connected to the gourmet kitchen, featuring double wall Kitchen-Aid applliances, walk-in pantry, large island, and cafe' area. The gathering room has three sliding glass doors which leads to a sizable, covered lanai with a beautiful cedar planked feature wall for protection from outdoor elements and sun. The opposite wall has a remote controlled motorized retractable Solar Screen for extra privacy & rainy days! Step outside the lanai door to an Outdoor Living area that goes to the next level where you can relax, entertain, and make memories! Enjoy a golfers dream with a putting and chipping green in your own fully fenced private backyard. Finding the time to practice & improve your game just got easier! The primary suite is a generously oversized sanctuary in the back of the home with a large walk-in closet. A nice sized laundry room has upper cabinets and a Utility Sink. The whole home has Natural Oak LVP flooring throughout. The garage has a lifetime Epoxy Garage Flooring. Also included is a Water Softener system, Tankless Gas Water Heater, Whole House Gutter system and an outdoor lighting package. A-rated schools, Grand Oaks amenities include clubhouse & pool, pickleball courts, dog park, tree house playground, bocce ball courts, and plenty of walking/jogging paths under large oak trees.
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Our Executive Mortgage Banker:
Our Insurance Division:
$510,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $472 | $472 | $472 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,545 | $2,680 | $3,388 |
Total Monthly Payment | $3,109 | $3,244 | $3,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.