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63 Isabelle Drive, Narragansett, RI, 02882 | $689,900
Whether you're looking for a summer, a year round or an income generating property, this home can accommodate. The new owned solar panels help defray the electric heat & hot water bills . The mini split's heat pumps efficiently heat the home in the colder months and provide ac in the warmer months . The pellet stove provides efficient heat and ambience . The open floor plan and high ceilings gives an air of spaciousness. The laundry is conveniently located off of the kitchen and next to a shared full bath. The master contains 3 closets and a full private bath. A recently converted den could function as the fourth bedroom or an office looking out onto the fenced in backyard . A patio off of the dining area is the best place to sit around the fire pit after a day on the near by town beach or kayaking /paddleboarding from the association beach & launch area on Narrow River . If storage is needed, look no further. . 2 very large sheds on the property will cover that . Set back from the street and at the end of the cul de sac , no traffic worries . Close to beaches and minutes to Pt Judith and Newport
Features
- Amenities: Tennis Court(s)
- Rooms: 6
- Bedrooms: 4
- Baths: 2 full
- Style: Ranch
- Year Built: 1965
- Garage: No Garage
- Heating: Baseboard,Electric,Heat Pump,Solar,Zoned,Pellet Stove
- Cooling: Ductless
- Basement: Crawl Space,Exterior Entry,Interior Entry,Unfinished
- Approx Sq. Feet: 1,776
- Acreage: 0.31
- Est. Taxes: $3,377
- HOA Fee: $25 Annually
- Lot Desc: Cul-De-Sac
- Appliances: Dryer,Dishwasher,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
- MLS#: 1381223
- Website: https://www.raveis.com
/prop/1381223/63isabelledrive_narragansett_ri?source=qrflyer
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William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
63 Isabelle Drive, Narragansett, RI, 02882
$689,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $551,920 | $551,920 | $551,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
| Monthly Tax Payment | $281 | $281 | $281 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,443 | $3,626 | $4,620 |
| Total Monthly Payment | $3,816 | $3,999 | $4,993 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB