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78 White Falls Trail, South Kingstown, RI, 02879 | $699,900
Welcome to "Bella Vita". This is your opportunity to live in the desirable Village at Indian Lake. Take advantage of all this private neighborhood has to offer! Great club house to host parties with tennis/pickleball courts and beach and boating on the lake. This spacious colonial is located on a quiet wooded cul-de-sac which provides plenty of privacy. The back yard abuts the neighborhood association's "open space" and cannot be built on. Open living room and dining room with cathedral ceilings and oversized windows make the living space feel open and airy. Large eat-in kitchen open to back deck and beautiful koi pond. There is a first floor bedroom with adjoining full bath. Other features include front and back porch, cozy wood burning stove, garage, storage shed and large fenced yard on a cul-de-sac. Partially finished lower level with office (?) and lots of room for storage. Located close to highway access, URI, train, Newport, South County beaches, downtown Wakefield with restaurants, shopping and more.
Subject to seller securing suitable housing.
Features
- Amenities: Near Schools,Recreation Area
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Colonial
- Year Built: 1991
- Garage: 2-car Attached,Garage,Garage Door Opener
- Heating: Forced Air,Gas,Wood
- Cooling: Central Air
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 2,584
- Acreage: 0.46
- Est. Taxes: $6,758
- HOA Fee: $1,365 Annually
- Lot Desc: Cul-De-Sac,Sprinkler System
- Appliances: Dishwasher,Exhaust Fan,Gas Water Heater,Oven,Range,Refrigerator,Range Hood,Water Heater
- MLS#: 1380256
- Website: https://www.raveis.com
/prop/1380256/78whitefallstrail_southkingstown_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
78 White Falls Trail, South Kingstown, RI, 02879
$699,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $559,920 | $559,920 | $559,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
| Monthly Tax Payment | $563 | $563 | $563 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,493 | $3,678 | $4,687 |
| Total Monthly Payment | $4,148 | $4,333 | $5,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB