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Welcome to Your Ideal Home in Oakland Gardens, Queens! Nestled on a quiet, tree-lined street with minimal traffic, this charming 3-bedroom, 1. 5-bath residence is Located just one block from PS 46, one of the best-rated public elementary schools in all of NYC, and only a few blocks from JHS 74, ranked 34th out of 708 public middle schools in the city, Step inside to find a bright and spacious layout, including a large extended family room—ideal for playtime, gatherings, or even a home office. The finished basement offers bonus space for a playroom, storage, or hobby area. Enjoy peace of mind with five-year-young energy-efficient windows and a modern gas heating system that has replaced the old oil furnace. Outdoors, you’ll love the private backyard, perfect for kids to play and for hosting weekend BBQs. The deep driveway easily fits up to three cars, a rare find in this part of Queens. Located between Cunningham Park and Alley Pond Park, have endless access to nature, playgrounds, and sports facilities—all just steps away. Plus, just two blocks from the Long Island Expressway, making commutes or weekend trips a breeze,
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$928,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $742,400 | $742,400 | $742,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.764% | 6.309% |
Monthly Tax Payment | $655 | $655 | $655 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,274 | $4,754 | $6,315 |
Total Monthly Payment | $5,021 | $5,501 | $7,062 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.