9505 LUNA DRIVE, St. Cloud, FL, 34773 | $429,000

Embrace the tranquility of COUNTRY LIVING without the restrictions of an HOA. This spacious property offers over 1/2 ACRE OF LAND, zoned Agricultural Development and Conservation (AC), providing endless possibilities for gardening, recreation, raising animals, or simply enjoying the quiet. Parking your TRUCKS or RV'S is not a big deal; you will have plenty of space. Conveniently located 30 miles from MELBOURNE BEACH and 20 miles from LAKE NONA. Also, you can find everything you need in the commercial area of ST CLOUD, just 10 minutes away. This exquisite ONE-YEAR-OLD home is filled with natural light and ample space for the family. It includes four spacious bedrooms and two beautiful bathrooms, an OPEN CONCEPT design, and a modern ELECTRIC FIREPLACE in the living room. QUARTZ COUNTERTOP in Kitchen and Baths. The kitchen boasts STAINLESS STEEL appliances and a large island with extra storage. The master bedroom has WALKING CLOSET, and the bathroom features a STAND-UP SHOWER with a RAIN HEAD and a separate toilet room. The garage is more spacious than usual because it features a TANKLESS WATER HEATER instead of a conventional hot water tank. The community has a park with a BASEBALL FIELD, a walking path, pavilions with picnic tables, a playscape, and parking. ****Schedule your private tour*****

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 100 x 288
  • Laundry: Inside
  • Year Built: 2023
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,764
  • Acreage: 0.67
  • Lot Size: 100 x 288
  • Est. Taxes: $4,959
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Appliances: Disposal, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: S5118526
  • Days on Market: 69 days
  • Website: https://www.raveis.com
    /prop/S5118526/9505lunadrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/6/2025 8:02:10 AM)


Anthony MarinelliSales Associate

305.793.3615

Anthony.Marinelli@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Yokadi MejiaInsurance Sales Director, William Raveis Insurance

561.335.7966

Yokadi.Mejia@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9505 LUNA DRIVE, St. Cloud, FL, 34773

$429,000

Anthony Marinelli

Sales Associate

William Raveis Real Estate

Phone: 305.793.3615

Anthony.Marinelli@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $343,200 $343,200 $343,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.050% 6.132%
Monthly Tax Payment $413 $413 $413
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,141 $2,255 $2,873
Total Monthly Payment $2,629 $2,743 $3,361

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.