1281 GULF OF MEXICO DRIVE, #404, Longboat Key, FL, 34228 | $2,750,000

Introducing an exceptional beachfront residence that defines luxury living on Longboat Key. With breathtaking gulf-front sunset views, this three-bedroom, four-bath retreat spans over 3, 000 square feet under air, offering an unparalleled coastal lifestyle. Move-in ready and elegantly appointed, this residence features stunning modern light fixtures, fresh interior paint and stylish coastal furnishings. The primary suite is a private sanctuary, boasting a spacious walk-in closet, a secluded beachfront terrace and dual baths. On opposite end of the home, a deluxe en-suite guest room with a large walk-in closet awaits, along with a versatile third guest room, office or den, complete with a full bath across the hall. Designed for functionality and style, the gourmet kitchen has been renovated to open seamlessly to the great room, while allowing for breathtaking beach and gulf views. Highlights include solid wood cabinetry, stone countertops, a center island, a built-in dining table and a cozy breakfast nook overlooking the beach. The spacious great room offers endless configuration possibilities and direct access to the main balcony. A semi-private elevator provides effortless access to some of Longboat Key’s desirable amenities, including impeccable concierge service, an 18, 000-square-foot clubhouse featuring a fitness center, spa, game room, library and ballroom, a heated beachfront pool and spa, fire pit courtyard, Har-Tru tennis courts and 24-hour gated security for ultimate peace of mind. Set on 16 acres of lush tropical landscaping, Water Club boasts 680 feet of private beachfront and welcomes pets. This premier beachfront community offers the best of island living including golfing, boating, unique boutiques, exceptional dining, and the arts and entertainment of downtown Sarasota just minutes away. Experience the pinnacle of coastal luxury at Water Club where every day is a celebration of Longboat Key’s beauty and serenity.

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 11
  • Amenities: Clubhouse, Elevator(s), Fitness Center, Gated, Lobby Key Required, Maintenance, Pool, Recreation Facilities, Sauna, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Complex: WATER CLUB 01 AT LONGBOAT KEY
  • Year Built: 1999
  • Approx Sq. Feet: 3,054
  • Acreage: 2.11
  • Est. Taxes: $31,848
  • Condo Fee: $7,072 Quarterly
  • Lot Desc: CoastalConstruction Control Line, FloodZone, In County, Landscaped, Near Golf Course, Near Marina, Near Public Transit, Sidewalk
  • View: Tennis Court, Water
  • Pet Policy: Number Limit, Size Limit, Yes
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: A4637995
  • Days on Market: 98 days
  • Website: https://www.raveis.com
    /prop/A4637995/1281gulfofmexicodrive_longboatkey_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 7:05:39 PM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 941-364-4000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1281 GULF OF MEXICO DRIVE, #404, Longboat Key, FL, 34228

$2,750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,200,000 $2,200,000 $2,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $2,654 $2,654 $2,654
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,367 $14,087 $19,164
Total Monthly Payment $16,146 $16,866 $21,943

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.