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Welcome to your charming Crescent Heights Bungalow, ideally positioned in a non-evacuation zone and approximately high and dry above sea level! This beautifully maintained 1939 home blends timeless character with modern updates, offering 3 bedrooms, 2 bathrooms, a 2-car garage, and approximately 1, 800 square feet of living space. Step inside to discover classic architectural details, including cove ceilings, crown molding, single-panel interior doors, and exquisite millwork. The first level features a private living room, a formal dining room, and an updated kitchen with Cherry cabinetry, granite countertops, stainless steel appliances, and a functional island—perfect for meal prep. Just off the kitchen, a bonus room provides access to the backyard, creating a seamless indoor-outdoor flow. The primary suite, also on the first level, boasts French doors that open to a refinished deck and a lush backyard. The ensuite bathroom features crisp white tiles with a decorative glass mosaic accent. A second bedroom at the front of the home enjoys beautiful natural light from multiple windows, and both first-level bedrooms, along with the main living areas, showcase original wood flooring. Upstairs, the spacious finished attic (16' x 36') serves as a versatile third bedroom, den, or office, complete with built-in closets and cozy twin beds nestled into the gable-end windows. A breezeway connects the home to the spacious 2-car garage, providing a handy drop zone for shoes and groceries. The garage features extra storage and a dedicated workshop space, and the home meets the criteria for the City of St. Petersburg’s Accessory Dwelling Unit (ADU) Program—presenting future potential for added value. Outside, the fully fenced backyard (vinyl fence installed in 2019) offers a private retreat with a refinished deck (2025), a new well pump for irrigation (2025), and a tucked-away BBQ area beside the shed. Located in the highly sought-after Crescent Heights neighborhood, this home offers the perfect blend of convenience and character. Enjoy the ease of walking to Trader Joe’s, The Fresh Market, and Wild Fork, while being just minutes from I-275, top-rated restaurants, shopping, and all the excitement of vibrant downtown St. Pete. With many updates already completed—including electrical (2020), double-pane windows (2011 & 2018), HVAC (2016), new ductwork (2021), roof (2010), and exterior paint (2019)—this home is move-in ready! Don't miss this opportunity to own a home that perfectly balances historic charm with modern conveniences. Schedule your showing today!
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $628,000 | $628,000 | $628,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,969 | $4,174 | $5,296 |
Total Monthly Payment | $4,588 | $4,793 | $5,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.