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They say water is the mirror of nature. . . you'll enjoy beautiful sunsets from this lakefront home in Heritage Park. This 3-bedroom, 2-bathroom home offers a bright and spacious layout, perfect for comfortable living. Step onto the inviting front porch and into the sun-filled living room, seamlessly into the dining area. The open kitchen features a breakfast bar, stainless steel appliances, and a pantry closet, providing easy access to the great room with spectacular lake views. The primary suite also offers a serene lake view, a walk-in closet, an en-suite bathroom with double sinks, a tiled shower, and a relaxing soaking tub. The additional bedrooms are thoughtfully split from the primary, with one oversized bedroom—previously two and thoughtfully combined, making it perfect for in-laws, an office, a nursery, or use as an activity space for whatever your heart desires. The third bedroom is adjacent to the guest bathroom with a shower-tub combo. A convenient laundry room and nearby linen closet add extra storage. Residents enjoy various amenities in the desirable Heritage Park community, including a clubhouse, pool, tennis and basketball courts, soccer and volleyball fields, jogging trails, and a playground. Ideally situated just 5. 7 miles from Vilano Beach, 7. 5 miles to I-95, and 5 miles to historic downtown St. Augustine, this home is also close to restaurants, grocery stores, and more. 913 Oak Arbor Circle is truly a nature lover's dream.
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$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $333 | $333 | $333 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,992 | $2,538 |
Total Monthly Payment | $2,324 | $2,400 | $2,946 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.