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Open house, Saturday, April 19, from 10 am to 12 pm. Welcome to this 3-bedroom, 2-bathroom home with an office that could serve as a small 4th bedroom. Built in 2019, this home sits on a spacious half-acre lot and features an inviting open-concept layout with seamless flow between the living, dining, and kitchen areas. The kitchen island is perfect for meal prep and entertaining. The primary suite is a true retreat, featuring rope lighting in the tray ceiling, a garden tub, a separate shower, and a double vanity for added convenience. One of the guest bedrooms includes LED lights that convey with the home. The laundry room has been updated with a new sink and cabinet for additional storage, complementing the ample storage options found throughout the home, including the 2-car garage and a shed in the backyard. Enjoy multiple outdoor living spaces, including a covered front porch and a covered back patio, ideal for morning coffee or hosting guests. The fenced backyard boasts an above-ground pool, perfect for summer fun. Energy-efficient solar panels (paid off with acceptable terms) help keep utility costs low. With no HOA restrictions, modern updates, and plenty of space, this home is move-in ready! Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,770 | $1,839 | $2,344 |
Total Monthly Payment | $1,976 | $2,045 | $2,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.