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CUTE AND COMFORTABLE 2 BED, 2 BATH, 2 CAR GARAGE OAK MODEL HAS HIGH EFFICIENCY WINDOWS THRU-OUT THE HOME AND GARAGE. This split bedroom floorplan is just the right size for snowbirds or folks that just want an easy to maintain home! Kitchen is light and bright with plenty of cupboard and counterspace, Bosch dishwasher, and spacious dining area. Large living room plus a desk or sitting area. Primary bedroom will comfortably accommodate a king bed set, large walk-in closet, bath with loads of storage, corner walk-in shower, new commode, & grab bars for stability. Guest bath has a new commode and walk in shower + grab bars & bench seat. The enclosed screened Lanai is a great space to relax and enjoy your beautiful backyard views. ROOF 2020, HVAC 2018, WINDOWS 2022, W/H 2025 (seller will replace before closing). Located in SPRUCE CREEK PRESERVE a fun, friendly, 55+, active, gated, golf community, with heated pool, hot tub, fitness center, pickleball, tennis, shuffleboard, corn hole, water aerobics, yoga, exercise classes, library, billiards, cards, games, crafts, bingo, bunco, potlucks, dances, social and travel groups. Minutes from golf, groceries, restaurants, shopping, banking, hospitals, doctors, miles of hiking and biking nature trails. North Central Florida location is ideal for day trips all across the state. Plus easy access to WEC activities, Orlando/Tampa airports and cruising ports.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$207,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $165,600 | $165,600 | $165,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,047 | $1,088 | $1,386 |
Total Monthly Payment | $1,351 | $1,392 | $1,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.