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11 Common Way, Charlotte, VT, 05445 | $474,000
Bright, open, beautiful end-unit townhouse for sale in a safe co-housing community. The neighborhood stewards 125 shared acres of forests, trails, creeks, pasture, community gardens, an orchard, a swimming pond, a greenhouse, a hen house, and a barn. This energy efficient townhome looks out onto open land and is situated near the community playground and common green. Features 3 bedrooms, 1 full and 1/2 baths, this comfortable home has hardwood floors throughout, radiant heat, ample solar panels, mud room, southern exposure, large windows with abundant natural light, and perennial beds. The many recent upgrades include a heat pump, built in open shelving, live edge breakfast bar, bike shed, solar shades, and new ceramic tile in the bathroom. The spacious, dry basement offers additional usable space. Sustainable and economical, the energy efficient design keeps utility costs low while the location offers endless outdoor adventure. It's an easy bikeride up Mt. Philo from the front door! The Town Trail, Town Beach, Charlotte Library, and Brick store are a bike ride away. Berry picking at Sweet Roots Farm and Pelkeys Berry Farm is a short walk from home. A short drive to Burlington, Shelburne, and the Ferry to NY. The excellent Chittenden Valley School District offers school choice. Lake Champlain Waldorf School or The School House are also popular for alternative education. This home offers access to nature and opportunity for community. The best of both worlds!
Features
- Heating: Baseboard,Heat Pump,Hot Water
- Cooling: Mini Split
- Amenities: Playground,Common Acreage,Snow Removal,Trash Removal
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full / 1 half
- Complex: Champlain Valley CoHousin
- Year Built: 2007
- Approx Sq. Feet: 1,300
- Acreage: 0.06
- Est. Taxes: $4,781
- Lot Desc: Mountain View,Pond,Stream,Trail/Near Trail,View,Walking Trails,Wetlands,Wooded
- MLS#: 5034211
- Website: https://www.raveis.com
/prop/5034211/11commonway_charlotte_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/11/2025Listing courtesy of www.HomeZu.com Phone: 877-249-5478
Listing Agent: Jason Saphire
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11 Common Way, Charlotte, VT, 05445
$474,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $379,200 | $379,200 | $379,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $398 | $398 | $398 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,397 | $2,491 | $3,174 |
| Total Monthly Payment | $2,870 | $2,964 | $3,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484