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Stunning 3 Bedroom, 2 Bathroom *FURNISHED END UNIT* located in Grand Cove in desirable deed restricted Punta Gorda Isles. This unit has a DEEDED DOCK and BOAT LIFT. There is a concrete seawall and SAILBOAT ACCESS (no bridges) to Charlotte Harbor and on to the Gulf of Mexico. Take the building elevator to the second floor to this light and bright end unit with extra windows. This beautifully decorated unit offers an open and split bedroom floor plan with a Great Room, Dining Room, very spacious well appointed Kitchen, Inside Laundry and screened Lanai with WATER VIEW. The Great Room features crown molding and sliding glass doors to the Lanai. The Kitchen offers granite counters, wood cabinets, under cabinet lighting, tile backsplash, breakfast bar, pantry closet, double stainless sink and stainless appliances. Appliances include French door refrigerator, built in microwave, oven/range and raised dishwasher that makes loading and unloading a breeze. The Master Bedroom suite features two double closets, plantation shutters, crown molding, lanai access via sliding glass doors, water view and private bathroom with dual sinks and large walk in shower. There is a generous sized guest bedroom and the guest bathroom has a tub/shower combination. The laundry closet with washer, dryer and cabinets is conveniently located across from the guest bedroom. French doors lead to the third bedroom with double closet - it is currently used as a Den and has a sofa bed for guests. The 17x9 screened lanai offers a fabulous water view. Other features include: impact glass, plantation shutters, high ceilings, carpet and tile flooring, impressive foyer with tray ceiling, assigned under building parking and storage closet. GRAND COVE offers a headed pool, BBQ and screened recreation area. This condo is 10 minutes to historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, walking and biking paths, art galleries, weekend farmer and artisan markets, Fishermen's Village, Charlotte Harbor Event Center, downtown events and more. This condo is perfect for year round use, a winter retreat or investment property.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $650 | $650 | $650 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,342 |
Total Monthly Payment | $3,248 | $3,347 | $4,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.