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4811 DOC DRIVE, St. Cloud, FL, 34771 | $359,000
One or more photo(s) has been virtually staged. POND FRONTAGE……. NEW ROOF 2017, NEW SEPTIC DRAINFIELD 2016, REPIPE 2018, NEW A/C 2017, NEW LAMINATE FLOOR AND BASEBOARD 2023, NEW WATER SOFTENER 2021……the carpets were just professionally cleaned!! This kitchen was updated with GRANITE counters, has a closet pantry, a breakfast bar, and ALL OF ITS APPLIANCES WILL STAY. A split floor plan creates a comfortable divide……Owner’s Suite has a WALK-IN CLOSET, a private bath with a soaker tub and a tiled shower. VAULTED CEILINGS, BUILT-INS, PLANT SHELVES, and lots of light create a “welcome” feel. The 2nd bath was updated with GRANITE counters (boasts a linen closet as well). Our laundry room is inside, has shelving, a utility sink, cabinetry, and the WASHER & DRYER WILL STAY!! This formal dining room has a newer window and PLANTATION SHUTTERS. This space could also be used as an OFFICE or enclose it for a future 4th bed. We have a SCREENED-IN BACK PORCH (vinyl panels also), tranquil water view, and a FENCED-IN BACKYARD. The IRRIGATION helps to keep the lawn beautiful and GUTTERS help to direct rainwater from the home. Reap the benefits of a longtime owner……property taxes are really low and you can profit the first year!! This designated zone X does not require flood insurance. A gorgeous full Oak in the back creates great shade. HOA is very minimal and there is NO CDD!! Location is ideal……. great proximity to Narcoossee road and not far from Lake Nona. Shopping, amenities, and medical all within St. Cloud city limits. OIA can be reached within 18+ miles, East Coast Beaches within 47+ miles, the famous attractions within 38+ miles, the FL Turnpike is within 7+ miles, and our local family-run Mick Farms is within 9+ miles. Enjoy serenity of a pond view, watch the ducks, & let the pups run in their backyard. . . . . . 4811 Doc Drive is waiting for you.
Features
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Year Built: 1995
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,439
- Acreage: 0.24
- Est. Taxes: $950
- HOA Fee: $600 Annually
- Lot Desc: City Lot, Landscaped, Sidewalk
- View: Water
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: S5122898
- Days on Market: 41 days
- Website: https://www.raveis.com
/prop/S5122898/4811docdrive_stcloud_fl?source=qrflyer
Listing courtesy of FLORIDA REALTY RESULTS LLC Phone: 407-343-8137
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4811 DOC DRIVE, St. Cloud, FL, 34771
$359,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,200 | $287,200 | $287,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
| Monthly Tax Payment | $79 | $79 | $79 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,839 | $1,909 | $2,404 |
| Total Monthly Payment | $1,993 | $2,063 | $2,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388