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Breathtaking, MUST SEE, free standing villa now available in highly sought after Cambridge Village. This is a well cared for and stunningly updated home. Almost everything has been re-done. You'll notice the attractive, epoxy carport flooring right away. Carport has plenty of storage closets as well. As you enter through the carport door you will find the laundry room with newer top load washer and dryer. There you will also find a pantry and storage cabinets with pull out shelves. Enter the gourmet kitchen and find a large, stainless french refrigerator with ice dispenser, a single oven instaview with air fryer, stainless dishwasher, stainless wall mounted chimney hood and a very cool, built in microwave drawer. There are real wood cabinets and Quartz counter tops, a Vigo matte stone farmhouse sink with lots of room for cleaning bigger pans, a water softner and a reverse osmosis system. The huge kitchen island, pendant lights and dimming can lights make this kitchen any chef's dream! High end, luxery vinyl runs throughut the home (baths are tiled) with trim and baseboards installed.
Both bathrooms have been strikingly re-modeled and the master bedroom has a custom, walk in closet. The A/C is newer, there is a tankless water heater, insulation was blown in in 2024, hurricane windows were installed and there are hurricane shutters so you always feel safe when it storms. There are newer blinds, ceiling fans and even ADA compliant toilets, Outside there is a 23x10, cozy patio for enjoying a beverage or even star-gazing. Cambridge Village is so friendly that you can even bring your small, furry friends. Maintenance fees are the lowest you'll find at $225 for a free-standing villa and include lawn maintenance; pest control high speed internet, cable, trash pick-up and more. Clubhouse has a wide range of activities including Poker, Pinochle, Bingo, Canasta, Bridge, Euchre, Bunko and more. There are potluck dinners, coffee hours and holiday gatherings. Sparkling heated pool offers water aerobics and of course there's shuffleboard. Home is conveniently located near restaurants, shopping, beautiful golf courses, stunning gulf beaches, the Arts, UTC, St. Armands, theaters, houses of worship and the SRQ airport. It is perhaps the perfect place to call home for the winter or better yet, all year long. Seller's are MOTIVATED so move fast on this one.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $251,920 | $251,920 | $251,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $268 | $268 | $268 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,592 | $1,655 | $2,109 |
Total Monthly Payment | $1,935 | $1,998 | $2,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.