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Under contract-accepting backup offers. A RARE opportunity to own a nature lovers dream home in Deland, Fl. This newly remodeled THREE STORY home includes 3 bedrooms, 2 baths, a first floor 22x23ft bonus/entertainment room with wet bar and brand new mini split with heat and cold, as well as a office/den area located right outside of the primary bedroom on the third floor. The home has been upgraded with all wood flooring . The kitchen has been completely remodeled with new appliances closet pantry, modern backsplash and quartz countertops. The back porch on the second floor, leaving the kitchen and living room area, has over 44 feet of porch space screened in with breathtaking views of the water. The property boasts 1. 28 acres, 465 feet of water frontage off of a canal that leads to the St. John's river. It has a 43 foot wood dock with private boat slip and lift. It also has a detached warehouse / garage 30x25 feet with two garage doors. Downstairs behind the main garage on the first floor is a concrete slab covered porch with a sink. The septic pump and well for the smart irrigation system is 2019, the AC is 2023 and the home has a metal roof. Minutes from downtown Deland, beaches, and Orlando attractions.
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Our Executive Mortgage Banker:
Our Insurance Division:
$620,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $590 | $590 | $590 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,094 | $3,258 | $4,119 |
Total Monthly Payment | $3,776 | $3,940 | $4,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.