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Fabulous and one of a kind "Island Girl East" and "Island Girl West" 4B/4B TURN KEY FURNISHED DUPLEX including a 1B/1B BONUS Owner's quarters 750 SQ. FT APARTMENT, 2 car garage (one on each side) AND unbelievable 27'X29' PRIVATE storage space! Currently an active VACATION rental property with "Once upon a Beach" with gross income at $145, 000 in 2023. New metal roof 2013, Hurricane impact windows and doors 2016, Interior remodel 2016, New pool light, pool heater 2023, pool pump 2024, new salt cell 2023, new rear deck in 2019, water heaters replaced 2020 and 2021, water softener added 2020. Low assumable flood policy of $1096. 00 per year! PRIME location in the 200 block of Holmes Beach just a block-and-a-half from the white sugar sand beach of the Gulf of Mexico. Lush tropical landscaping creates a private retreat for this charming elevated duplex with HEATED SALT pool situated on a large 9700 sq, f t corner lot. Both residences offer private porches overlooking the paver pool and lush plantings, including bird of paradise and bamboo. Close to restaurants, shopping, free trolley and fabulous sunsets! Life on the island is truly magical!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,750,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,400,000 | $1,400,000 | $1,400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.898% | 6.739% | 6.560% |
Monthly Tax Payment | $1,817 | $1,817 | $1,817 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,620 | $8,964 | $12,100 |
Total Monthly Payment | $10,562 | $10,906 | $14,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.