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Welcome to your backyard haven in this block home in the much sought after Northeast Park neighborhood! Approximately 1, 424 square feet of living space, this three-bedroom, one and a half bathroom house offers a split-plan layout for privacy and flexibility. The property boasts a 16x16 wood deck in the backyard, complemented by a sprawling oak tree, providing ample space for a pool or spa. A sun setter awning covers the deck, creating a comfortable outdoor living area. The sunroom/family room overlooks the backyard, allowing you to enjoy the natural surroundings. A shed on the side of the house provides additional storage space. The home's HVAC system was replaced in 2025, ensuring efficient climate control. To enhance energy efficiency, the two largest windows and the bathroom are equipped with hurricane impact, energy-efficient windows. Fabric shield hurricane covers protect all windows and doors, providing peace of mind during inclement weather.
For added security and safety, the property is equipped with a full-house Generac gas generator with an electric transfer panel box. The home also features a security system with smoke detectors, a double brick parking pad for the driveway, and a brick-paved front porch. The garage door and side garage door are hurricane impact, providing additional safety measures. All new stainless steel appliances were installed in 2024, complementing the all-wood kitchen cabinets and granite countertops. The modified bitumen composition roof was replaced in 2022, ensuring long-lasting protection. Minimal water intrusion. Baseboards were removed and replaced. No city permits were required for remediation. Conveniently located, the property is near Tampa International and Clearwater-St Pete airports, approximately 3. 5 miles from the vibrant downtown St. Petersburg.
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,382 | $2,472 | $3,114 |
Total Monthly Payment | $2,631 | $2,721 | $3,363 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.