23442 HARPER AVENUE, Punta Gorda, FL, 33980 | $247,500

Fully Renovated Turnkey Home with Income Potential & Private In-Law Suite!



Welcome to 23442 Harper Ave, a beautifully renovated, fully furnished gem located in the heart of Port Charlotte, FL. This stunning property is move-in ready and offers a rare blend of modern comfort, thoughtful design, and immediate income potential.



Step inside and be greeted by a freshly updated interior featuring brand-new appliances, a new air conditioner, and a new hot water heater—ensuring peace of mind for years to come. Every inch of this home has been thoughtfully renovated, offering a sleek and modern aesthetic that today’s buyers crave.



What truly sets this home apart is the private mother-in-law suite with a separate entrance, perfect for multigenerational living, guests, or use as a short-term rental. The home has a proven track record as a successful Airbnb, making it an ideal option for buyers looking to offset their mortgage or generate passive income.

Whether you’re looking for a primary residence with room for family, a vacation home, or a smart investment property, this home checks all the boxes. Located just minutes from shopping, dining, beaches, and parks, you’ll enjoy the best of Florida living in a quiet, well-established neighborhood.


* Fully renovated
* Brand-new AC, hot water heater & appliances
* Sold fully furnished – just bring your toothbrush!
* Income-producing with separate in-law suite
* Great location in Port Charlotte


Don't miss your opportunity to own this versatile and stylish home with built-in income potential. Schedule your private tour today and see why this one won’t last long! ** AC 2024, roof 2019, Electric panel 2016, HW heater 2024**

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 100 x 140
  • Laundry: Inside
  • Year Built: 1956
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,804
  • Acreage: 0.32
  • Lot Size: 100 x 140
  • Est. Taxes: $3,300
  • Appliances: Dryer, Refrigerator, Washer
  • MLS#: C7507457
  • Days on Market: 34 days
  • Website: https://www.raveis.com
    /prop/C7507457/23442harperavenue_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 12:44:20 AM)
Listing courtesy of Realty One Group MVP   Phone: 800-896-8790

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23442 HARPER AVENUE, Punta Gorda, FL, 33980

$247,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $198,000 $198,000 $198,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $275 $275 $275
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,235 $1,301 $1,657
Total Monthly Payment $1,585 $1,651 $2,007

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.