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On a quiet corner lot with tree coverage for shade and privacy, 3180 Pine Needle Lane sits on almost half an acre of property. Just 8 steps off ground level, enter through double glass front doors into a bright, welcoming foyer. To the left is a formal living room or salon which can be used as an office or library with the addition of French doors. To the right of the foyer is formal dining room that opens to kitchen. The primary suite is located down a short hall to the left , or move past the foyer into a large family room with vaulted ceiling and fireplace flanked by bookcases. Wide sliding glass doors open onto the deck that stretches across back of house, allowing lots of natural light to fill the center of the house. Beyond the family room is the renovated eat-in kitchen, completewith custom cabinetry, large center island, granite counter tops, tile backsplash, stainless steel appliances, including built in wall oven and microwave plus 5-burner gas range with hood. The kitchen opens to a sitting room, an additional area for reading, crafting, etc. A convenient powder room is tucked under the staircase to second floor. The generous floorplan with first floor primary suite allows for single-floor living, complete with large gathering spaces and smaller, quiet areas. The comfortable primary suite with tray ceiling and double bedroom doors has a luxuriously renovated bath and walk in closet. With custom cabinetry, extra-long vanity with double sinks and mirrored wall, and large shower with glass subway tile, this bathroom will be a favorite retreat in the home. Upstairs are two bedrooms and a shared bath. An additional 400+ square foot room (FROG with two deep storage closets) can be used as fourth bedroom, media room, bunkroom, office, etc. Seabrook Island offers world class amenities with two championship golf courses, tennis center with pickleball, equestrian center, fitness center with indoor pool, beach club, restaurants, and access to miles of pristine beach. Seabrook Islanders also enjoy a nearby shopping village and marina. Membership to Seabrook Island Club is required with purchase of property. Purchase requires buyer to pay one-time capital fee to Seabrook Island Property Assocation (SIPOA) of 1/2 of 1% of purchase price and $250 transfer fee at closing.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.739% | 6.686% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,650 | $6,915 | $9,408 |
Total Monthly Payment | $6,775 | $7,040 | $9,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.