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79 Ridge Road, Wethersfield, CT, 06109 | $259,900
Discover easy one-floor living in this fabulous, fully accessible ranch-style end unit! Designed with comfort and convenience in mind, this home is perfect for everyone! The spacious living room has a corner fireplace that adds a warm touch year-round and provides the opportunity to cozy up by a fire in the winter. You will love the big, bright kitchen that features oak cabinetry, a center island with a granite counter, extra-large & sunny table space and sliders to a deck. You'll find two large bedrooms with generous closet space, a full bath with a brand-new double shower stall, and a convenient half bath-all perfectly suited to your needs. The lower level offers an enormous storage area featuring soaring ceilings, an oversized garage, and a finished space ready to serve as a home office, gym, or whatever suits your lifestyle. Additional highlights include gas heat & hot water, central air, central vacuum, first floor laundry, thermo-pane windows, 2019 roof, generous closet/storage space throughout. Uniquely located, this ranch unit is one of only two in the complex with a private driveway on Ridge Road & dual access to the garage and rear entrance. Located in a small, well-maintained complex of 30 units, just steps to a golf course, park, and shopping. Note: The private, front driveway is a one car only spot for #79. The unit owner is responsible for repairs & cost of winter maintenance. All winter maintenance must be done by the Association's landscaper per the Association's insurance requirements. It was approx $200 for snow removal of the private driveway for this unit for the entire winter 2024-2025. It is billed at the end of the season.
Features
- Heating: Hot Air
- Cooling: Central Air
- Levels: 1
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Main Level
- Complex: The Ridge
- Year Built: 1988
- Common Charge: $253 Monthly
- Above Grade Approx. Sq. Feet: 1,256
- Below Grade Approx. Sq. Feet: 168
- Est. Taxes: $4,703
- Lot Desc: N/A
- Elem. School: Samuel B. Webb
- Middle School: Silas Deane
- High School: Wethersfield
- Pets Allowed: Yes
- Pet Policy: 1 dog up to 20", two cats
- Appliances: Oven/Range,Refrigerator,Dishwasher,Disposal,Washer,Dryer
- MLS#: 24085148
- Website: https://www.raveis.com
/prop/24085148/79ridgeroad_wethersfield_ct?source=qrflyer
Listing courtesy of Coldwell Banker Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | 14.0 x 10.0 | Main | |
| Family Room | 13.0 x 12.0 | Lower | |
| Kitchen | Eating Space,Island,Sliders | 17.0 x 17.0 | Main |
| Living Room | 17.0 x 15.0 | Main | |
| Primary Bedroom | 15.0 x 12.0 | Main |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Justin SchunkInsurance Sales Director, William Raveis Insurance
860.966.4966
Justin.Schunk@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
79 Ridge Road, Wethersfield, CT, 06109
$259,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
| Monthly Tax Payment | $392 | $392 | $392 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,297 | $1,366 | $1,727 |
| Total Monthly Payment | $1,764 | $1,833 | $2,194 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524