3640 CRUMP ROAD, Winter Haven, FL, 33881 | $1,399,000

LAKEFRONT PARADISE WITH RESORT-STYLE AMENITIES! Nestled on Lake Hamilton with NO HOA, this 4-bed, 3-bath home on 1. 23 acres offers the ultimate lakeside lifestyle. Bring your boat and jet skis and enjoy the convenience of a dock with an electric, covered BOAT LIFT, and built-in bench—perfect for fishing!
Step through the French doors to the sparkling SALTWATER PebbleTec pool, featuring iridescent tiles, a swim-up bar, fiber optic lighting, bubbler, fountains, and a roof-line waterfall! The propane-heated pool is surrounded by a TRAVERTINE deck. Nearby, the gas fire pit with a custom-cushioned bench is ideal for evening gatherings, and a hidden sump pump ensures worry-free drainage after storms. Tiki torches bordering the pool are also connected to propane, creating a tropical ambiance. The OUTDOOR KITCHEN includes a grill and refrigerated drawers, making entertaining effortless.
The FENCED BACKYARD extends halfway to the lake—perfect for pets. The professional, Florida-native landscaping (2024/2025) enhances the retreat-like setting. A WHOLE-HOME GENERAC GENERATOR and HURRICANE SHUTTERS provide peace of mind.
Inside, the chef’s kitchen boasts QUARTZ COUNTERTOPS, a copper farmhouse sink, a paneled refrigerator, trash compactor, and a BUTLER's PANTRY which houses a full-size fridge and ample storage. The OPEN FLOOR PLAN offers a buffet area with dual wine refrigerators adjacent to the dining area—ideal for hosting. With 9' CEILEINGS throughout, the interior is adorned with statement-making crown molding and baseboards, and porcelain tile. Additionally, the CENTRAL VACUUM enhances convenience and adds a touch of sophistication.
The primary suite offers pool deck access with an open-air shower just outside. The ensuite features dual vanities, a walk-in shower with dual heads, and an EXPANSIVE WALK-IN CLOSET with an island, custom shelving, a heated towel rack, and an extra-large Liberty Safe.
The home went through a COMPLETE REBUILD IN 2017 with all features being 2017 or newer. Recent enhancements include a BRAND NEW ROOF (2025), NEW POOL PUMP (2025), and a NEW IRRIGATION SYSTEM (2025). Additional highlights of this stunning lakefront property include a SPLIT FLOOR PLAN with two of the guest bedrooms sharing a Jack-and-Jill bath. The spacious 3-car garage boasts tiled flooring, storage, a workshop, and an industrial ice maker. A pavered, circle driveway provides additional parking, as well as a parking pad for extra space or even your RV! Shiplap details, a custom painting, bamboo chair rail, and custom interior and exterior lighting adorn the property. Travertine tile is also accented on the exterior of the house. Irrigation water is no charge as it is reclaimed from the lake! TVs are offered in every room, including the back porch. The home is also pre-wired for ADT security at the front and rear doors and garage service door.
Conveniently located just 23 miles from Disney World, 44 miles from MCO Airport, 58 miles from Tampa, and 86 miles from Melbourne Beach, this exceptional property offers both luxury and accessibility. 3640 Crump Rd. is also located just about 2 miles east around the corner from The Country Club of Winter Haven. Please make sure to check out the TWO VIRTUAL TOURS - a video walk-through and a Matterport 3D self-guided tour! Don’t miss your chance to own this breathtaking retreat—schedule your private showing today!

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside, Laundry Room, Washer Hookup
  • Style: Florida
  • Year Built: 1987
  • Garage: 3-car Boat, Circular Driveway, Driveway, Garage Door Opener, Guest, Parking Pad, Workshop in Garage
  • Heating: Central, Electric, Heat Pump, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,309
  • Acreage: 1.23
  • Est. Taxes: $12,297
  • Lot Desc: Landscaped, Near Golf Course, Oversized Lot
  • View: Pool, Water
  • Elem. School: Elbert Elem
  • Middle School: Denison Middle
  • High School: Winter Haven Senior
  • Pool: Fiber Optic Lighting, Heated, In Ground, Lighting, Other, Salt Water, Tile
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Dryer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Trash Compactor, Water Softener, Wine Refrigerator
  • MLS#: O6294614
  • Days on Market: 29 days
  • Website: https://www.raveis.com
    /eprop/O6294614/3640crumproad_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 5:17:09 PM)
Listing courtesy of REGENCY REAL ESTATE LLC   Phone: 407-469-5021

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3640 CRUMP ROAD, Winter Haven, FL, 33881

$1,399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,119,200 $1,119,200 $1,119,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.625% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.811% 6.727% 6.560%
Monthly Tax Payment $1,025 $1,025 $1,025
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,710 $7,166 $9,673
Total Monthly Payment $7,860 $8,316 $10,823

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.