![]() |
Welcome to Oak Grove Community, a RESIDENT OWNED COOPERATIVE. Unit #76 off of Harmony Lane is a charming and tidy home ready for you to make it your own. Recents upgrades include a brand-new roof membrane, and a heavy-duty AC Unit installed April 2023 assured to keep you cool, calm and collected in this coastal retreat. Complementary features include crown molding, 8' HIGH CEILINGS in the living room, window treatments and blinds, DUAL-SINK vanity, a brand-new commode and an OVERSIZED CARPORT, tool shed and washer/dryer. The primary bedroom is very spacious (17'x12') and has THREE CLOSETS! The second bedroom is a perfect private retreat for guests which has an adjoining separate bonus/sitting room. This ACTIVE community is located MINUTES FROM MANASOTA BEACH, HISTORIC DEARBORN STREET, shopping, live music and local restaurants. Want to spend the day close to home? Check out the newly updated community heated swimming pool, open all year round for your relaxation and enjoyment. Of course, there is an abundance of fun social activities to participate in all through-out the community: the recreation center offers shuffleboard, lawn-bocce, corn hole, croquet, putting green, billiards, dances, dinner parties, bingo and much more. Maintenance free living is yours with an affordable $130/month fee for grounds maintenance. What's more, Sarasota County Property Appraiser gives this Unit an effective build year of 1992 and you're also in an X FLOOD ZONE, no flood insured required. Interested in seller financing? Owner is willing to negotiate reasonable terms for qualified buyers. Please call, text or email today for any questions and to schedule your private tour. Start living your coastal Florida lifestyle today, you won't be disappointed.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$125,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $100,000 | $100,000 | $100,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $632 | $657 | $837 |
Total Monthly Payment | $818 | $843 | $1,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.