Welcome to Silver Ponds, A Pristine and Beautifully Manicured Gated Community at the Gateway to the Hamptons. Rarely on the Market is the second largest model, the Brookwood 2, "end unit", with approximately 1810 square feet offering plenty of flexibility and space. Perfectly situated in a cul-de-sac location with a wooded backdrop behind the home. The desirable floor plan with a massive primary (11' x11' and 15' x 13'4") En-suite (full bath) up stairs and very large second primary bedroom (14'10" x 13'10") on main level with full bath featuring walk in shower and soaking tub. The upstiars lofted area makes for a great home office, sitting area, nursery or a fully expanded primary suite. On the main level is a bonus den (11' x 9'4"), which the builder had designed to be a possible 3rd bedroom, giving additional living space with a convienient half bath adjacent. A beautifully combined livingroom with gas fireplace and dining room is enhanced with vaulted ceilings and high windows. The spacious eat in kitchen with large breakfast bar and expanded counter space has stainless steel appliances and ample cabinet space. Generous closet space and storage is found throughout the home. Sliding glass doors lead to a large and expanded private deck ovelooking a vast lawn area. A nice size laundry room with full size Maytag washer and dryer accesses a 2 car garage and double belgium block lined driveway. Full attic with pull down stairs. An array of community ammeniites includes 3 pools, tennis courts, shuffleboard, pickle ball court, playground, basketball court and inside a spectacular club house is a gym, billiards and card room. New 50 year architectural roof installed January 2024. HOA fees are low at $422. 25 per month. Taxes shown are without STAR deduction.
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Our Executive Mortgage Banker:
Our Insurance Division:
$519,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $415,200 | $415,200 | $415,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $854 | $854 | $854 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,624 | $2,728 | $3,476 |
Total Monthly Payment | $3,570 | $3,674 | $4,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.