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Fully detached, ranch style, brick home situated on a quiet tree-lined street and surrounded by a large (. 25 acre approximately) landscaped fenced yard. This Sensational freshly painted home with newer energy efficient windows, newer laminate /wood flooring, plush carpeting, upgraded plumbing fixtures, new ceiling/lighting fixture offers 4 bedrooms including the spacious master bedroom with a stylish private walk-in ceramic shower and a valuable walk-in closet. There are several large rooms including the private office/flex room with the selected laminate/wood flooring, the amazing gathering room with distinctive laminate/wood flooring and a classic ceiling fan, the family-sized eat-in kitchen with the selected laminate/wood flooring, priceless ceramic back splash, HVAC 2020, beautiful granite counter tops, crafted built-in wood cabinets and upgraded stainless built-in appliances including the refrigerator, stove, dishwasher, micro-wave. The private utility room comes equipped with a washer and dryer and the finished room over the double garage is an ideal Man-Cave, game room or a 5th bedroom. The private walk-out to the oversized patio and incredibly large, fenced back yard the is perfect for family and entertaining friends. The home is located in the Dorchester 2 school district and close to shopping. Age, sqft. , taxes, schools, and acreage are approximate, the buyer is to verify any and all information deemed necessary. Seller is remedying the fence and rear garage door currently and is open to a flooring allowance.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,839 | $2,324 |
Total Monthly Payment | $1,821 | $1,914 | $2,399 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.