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Your Perfect Country Retreat! Welcome home to 220 New Oak Lane! Priced to sell--seller is ready to make your country living dream a reality!Nestled on over an acre in a quiet cul-de-sac, this charming home offers the ideal combination of comfort and country living. The welcoming curb appeal and full wraparound front porch invites you to relax and enjoy the peaceful surroundings. Inside, you'll be impressed by the spacious, open-concept living and dining areas, which flow into a lofted space with high ceilings, adding a touch of elegance. The main floor features two generously sized bedrooms that share a full bathroom, as well as a beautifully appointed eat-in kitchen that opens to a large screened-in back porch--perfect for outdoor living. The laundry room is conveniently located near the garage door entry. Upstairs, the private bedroom suite offers a full bath, flexible space to suit your needs, dual closets, and plenty of additional storage. This home is filled with desirable features, including beautiful hardwood floors, a new roof, and durable LVP flooring throughout. Enjoy the above-ground pool with decking, a large shed with electricity, and a wraparound porch that maximizes your outdoor enjoyment. Zoned for horses, this home is a true country haven! Bonus: The drive-through garage with a sink for washing off those dirty boots is the perfect finishing touch. With so much to offer and just 15 minutes from town, this home is waiting for its next owner. Could that be you? Schedule your tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $3,153 | $4,018 |
Total Monthly Payment | $3,126 | $3,245 | $4,110 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.