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Welcome to 9 Ruth Blvd, a beautifully expanded 4-bedroom, 3-bathroom ranch located in the highly sought-after Baseball Section of Commack. This meticulously maintained home in Commack SD #10 offers a perfect blend of comfort, style, and modern convenience. As you enter, you are welcomed into a bright and open foyer/sitting room complete with vaulted ceiling & crystal chandelier, setting the tone for the spacious and airy layout throughout. The private primary bedroom ensuite has its own separate entrance leading directly to a gorgeous and expansive Trex deck. Three additional bedrooms on the opposite side of the home provide ample space, ideal for a home office and/or nursery. The elegant sunken living room with tall ceilings showcases hardwood floors and sliding French doors that bring in natural light and charm. At the heart of the home, you'll discover an open-concept kitchen, complete with stainless steel appliances, gas cooking, quartz stone countertops, a vaulted ceiling, and a skylight that opens for fresh air and additional sunlight. The large dining room features custom glass sliding doors that provide effortless access to the deck, paved patio and backyard, making entertaining and barbequing a breeze. The full finished basement offers endless possibilities, complete with tiled floors, bonus rooms perfect for a gym, play room/entertainment area, a dedicated laundry room, and a full bathroom. A private separate entrance with an awning leads to an ideal basement in-law suite setup for guests or extended family. The outdoor living space includes an expansive Trex deck, a paved patio, and a large backyard (possible room for a pool), along with a shed for added storage. The spacious driveway comfortably accommodates up to four parked cars, providing ample off-street parking. This home offers tremendous possibilities with a combined square footage of over 2200 sq. ft (main level + finished basement). Recent upgrades include brand-new Anderson windows installed in 2023, an Owens Corning roof installed in 2021, three Fujitsu ductless split system A/C heat pumps for year-round comfort, a new washer and dryer, and a backup Gentran generator hookup for peace of mind during power outages. Conveniently located near shopping, restaurants, parks, highways, and public transportation, this home offers easy access to everything you need. Additionally, property taxes reflect STAR and Military exemptions. Don’t miss your chance to get up to bat, as 9 Ruth Blvd is a Home Run!
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Our Executive Mortgage Banker:
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$777,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $621,600 | $621,600 | $621,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $1,010 | $1,010 | $1,010 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,929 | $4,083 | $5,204 |
Total Monthly Payment | $5,031 | $5,185 | $6,306 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.