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13527 AINSWORTH LANE, Port Charlotte, FL, 33981 | $355,000
Under Construction. This brand-new 4 bedroom, 2 bathroom home in the desirable South Gulf Cove community of Port Charlotte is now complete. Many updates worth thousend dollars) Inside, you’ll find a spacious open floor plan with high ceilings, granite countertops, and durable vinyl plank flooring throughout. Three of the bedrooms have walk-in closets, while the fourth has a double closet, providing ample storage space for the whole family. Enjoy outdoor living with a covered lanai and an extended patio—perfect for relaxing or entertaining. A sprinkler system has been installed in both the front and back yards for easy lawn maintenance. The kitchen comes equipped with a refrigerator, range, dishwasher, and range hood.
Located in a vibrant community offering public sidewalks, parks, a boat ramp, picnic areas, a playground, and scenic walkways, this home provides easy access to outdoor recreation like kayaking, paddle boarding, and fishing in the nearby canals and waterways. You’ll also be just 15 minutes from the Gulf Coast’s clear waters and the beautiful beaches of Boca Grande and Englewood.
As an added bonus, the seller is offering $4, 000 toward closing costs when using an affiliated mortgage company. Don’t miss your chance to own this stylish and move-in-ready new home. Listing photos are digital renderings.
For added peace of mind, the home was thoughtfully built one foot above the 8AE base flood elevation, offering extra protection and long-term value in this coastal Florida location. Certificate of Occupancy is currently pending.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 2025
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,891
- Acreage: 0.23
- Est. Taxes: $662
- HOA Fee: $10 Monthly
- Elem. School: Myakka River Elementary
- Middle School: L.A. Ainger Middle
- High School: Lemon Bay High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
- MLS#: S5104288
- Days on Market: 352 days
- Website: https://www.raveis.com
/prop/S5104288/13527ainsworthlane_portcharlotte_fl?source=qrflyer
Listing courtesy of TU CASA MY HOME REALTY Phone: 407-728-4757
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
13527 AINSWORTH LANE, Port Charlotte, FL, 33981
$355,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $284,000 | $284,000 | $284,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $55 | $55 | $55 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,795 | $1,866 | $2,377 |
| Total Monthly Payment | $1,925 | $1,996 | $2,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388