1120 81ST STREET S, St. Petersburg, FL, 33707 | $1,050,000

Secret Oasis Saint Petersburg -fully updated sanctuary offering unmatched access to the Gulf and million-dollar views from every angle. This move-in-ready 3-bed, 2-bath coastal retreat features a bright open layout, Tile flooring throughout, a designer chef’s kitchen, 2-car garage. Wake up to dazzling sunrises, sip cocktails overlooking the serene bayou, — marinas are available close by with easy access to open water, with no fixed bridges. Situated in a quiet, coveted pocket of South St. Pete, you’re just minutes to the beach, downtown, and Skyway Marina District. Whether you’re retiring in style, buying your forever home, or investing in a trophy property — this is the one everyone will wish they grabbed. Act fast – homes like this don’t come along often, and when they do, they don’t last. ### **Exquisite Home on a Man-Made Island – Yacht Club Estates** Welcome to **1120 81st St S**, an exclusive retreat in the highly sought-after **Yacht Club Estates** of **Saint Petersburg, FL**. This stunning **3-bedroom, 2-bathroom** home, boasting **2, 180 sq. ft. **, is perfectly situated on a **man-made island**, offering serene water views, **boating access**, and the ultimate Florida lifestyle. ### **Key Features: ** - ** – Enjoy **boating, fishing, and paddleboarding ** Easy access to Boca Ciega Bay and the Gulf of Mexico. - **Spacious Open Floor Plan** – Expansive living areas with large windows let in **natural light **. - **Modern Kitchen** – High-end appliances, sleek countertops, and plenty of cabinet space make this kitchen a chef’s dream. - **Primary Suite Retreat** – Relax in your luxurious master bedroom with an **en-suite spa-like bath**. - **Tropical Backyard Escape ** Perfect for entertaining, featuring a patio for sunset dining. - ** Perfect for boat lovers looking for easy access to open waters. **Unbeatable Location – Things to Do Nearby: ** - **Gulf Beaches** – Just **minutes from St. Pete Beach & Treasure Island** for sunbathing, dining, and nightlife. - **Fishing & Boating** – Deep-sea fishing, kayaking, and dolphin-watching tours are all easily accessible. - **Parks & Nature Trails** – Close to **Fort De Soto Park, Boca Ciega Millennium Park, and Clam Bayou Nature Preserve**. - **Dining & Shopping** – Explore **John’s Pass Village, Corey Avenue, and downtown St. Pete’s vibrant food scene**. - **Golf & Recreation** – Near **Pasadena Yacht & Country Club and St. Petersburg Golf Club**. - **Arts & Culture** – Just a short drive to the **Dali Museum, The Pier, and Mahaffey Theater ** Your Dream Home Awaits!** Don't miss this **rare opportunity** to own a piece of paradise on a **man-made island** in one of St. Pete’s most amazing gulf area communities. Schedule your **private showing today!**

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Common Area, Inside
  • Year Built: 1966
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,180
  • Acreage: 0.19
  • Est. Taxes: $8,585
  • View: Water
  • Pool: Gunite, Heated, In Ground, Salt Water, Self Cleaning
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator
  • MLS#: L4951852
  • Days on Market: 35 days
  • Website: https://www.raveis.com
    /eprop/L4951852/112081ststreets_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2025 11:17:11 AM)
Listing courtesy of Keller Williams Realty Smart   Phone: 863-577-1234

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1120 81ST STREET S, St. Petersburg, FL, 33707

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.750% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.949% 6.865% 6.812%
Monthly Tax Payment $715 $715 $715
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,241 $5,448 $7,375
Total Monthly Payment $6,081 $6,288 $8,215

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.