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Modern LowCountry Design - 3 Bedroom, 3 1/2 Bath Home on True Deep Water
This beautifully designed home captures the essence of Modern LowCountry living, offering an unparalleled combination of luxury, comfort, and natural beauty. This beautiful home boasts unobstructed, long-range views of the stunning ACE Basin, Morgan and Coosaw Rivers, Coffin Creek, Morgan Island, and St. Helena Sound. With ~10 feet of water at low tide, you can enjoy direct access to the waterways for boating, fishing, and peaceful relaxation.
Spacious Living & Thoughtful Design: The open concept living space is perfect for modern family living and entertaining. The spacious layout flows seamlessly, with breathtaking views visible from almost every room. The main floor features the expansive primary suite, designed for maximum comfort and convenience. Ceiling fans are thoughtfully placed in all bedrooms and most living spaces to enhance the home's natural airflow.
Gourmet Kitchen & Custom Features: The heart of the home is the custom kitchen, designed by Pat Betz at Distinctive Designs in Cabinetry, LLC. The kitchen features huge chef-ready sinks, luxurious quartzite surfaces, and an exquisite design that includes the island, backsplash, bar counter, and guest bathroom. New KitchenAid appliances, including a dishwasher, refrigerator/freezer with ice maker, microwave, gas stove, electric oven, washer, dryer, and a wine/beverage cooler, ensure you have everything you need for both everyday living and gourmet cooking.
Superior Outdoor & Waterfront Living: Step outside to your shared private dock, covered and supported by extended-height pilings, with a new float and drive-on lift, providing easy access to the water. The fenced-in backyard offers a secure space for pets and outdoor enjoyment. The garage, a massive 2-bay space with auto openers, provides ample storage and easy access to the home's elevator.
Smart & Efficient Features: This home is equipped with a host of modern systems designed to offer both convenience and peace of mind. The elevator, installed by Elevator Lift Systems, ensures easy entry from the sheltered garage, perfect for unloading out of the weather. A new underground 500-gallon gas tank powers not only the gas stove but also a Generac instant-on generator, ensuring the main living space stays powered during emergencies. A tankless water heater provides unlimited hot water, and the gas logs offer a uniquely realistic fire experience.
Updated & Protected: The home underwent significant renovations and updates from 2019 to 2025, including two new HVAC systems, hurricane protection, and spray foam insulation for energy efficiency. A new architectural shingle roof was installed in 2023, ensuring long-term durability.
With thoughtful design, custom details, and modern updates, this home offers an exceptional living experience in the heart of LowCountry, blending elegance with the natural beauty of the coastal environment. This material is based upon information, which we consider reliable, butThis material is based upon information, which we consider reliable, but because it has been supplied by third parties, we cannot represent that it is accurate or complete, and it should not be relied upon as such.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $1,240,000 | $1,240,000 | $1,240,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,434 | $7,940 | $10,717 |
Total Monthly Payment | $7,559 | $8,065 | $10,842 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.