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Under contract-accepting backup offers. Welcome to this stunning 4-bedroom, 2-bathroom home in beautiful Palm Harbor! As you step inside, you're greeted by an inviting living room featuring a built-in wall unit and a cozy fireplace, creating the perfect focal point for relaxation. The open-concept design is filled with natural light from expansive windows, offering a bright and airy feel. Brand-new LVP flooring flows throughout, enhancing the seamless layout. The gorgeous renovated kitchen is a chef’s dream, boasting all-new cabinetry, stainless steel appliances, sleek quartz countertops, and a spacious island for cooking and entertaining. The split-bedroom floor plan offers optimal privacy, with two generously sized bedrooms and a beautifully updated bathroom on one side, a third bedroom on the other, and the vast primary suite tucked away at the back of the home—complete with ample closet space, an ensuite bath, and French doors leading to the serene backyard. Outside, you’ll love the charming gazebo and patio area, perfect for outdoor dining, entertaining, or simply unwinding. The fully fenced backyard offers privacy and plenty of space to enjoy Florida’s outdoor lifestyle. Additional highlights include a 2022 roof, 2020 HVAC, 2023 water heater, and a one-car garage. Best of all, this home is NOT in a flood zone and remained high and dry during last year’s hurricanes! Located in highly sought-after Palm Harbor, this home is just minutes from top-rated schools, beautiful parks, fantastic restaurants, shopping, and some of Florida’s most breathtaking Gulf Coast beaches. With its prime location, modern updates, and inviting layout, this is the perfect place to call home. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,992 | $419,992 | $419,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,689 | $2,791 | $3,516 |
Total Monthly Payment | $3,337 | $3,439 | $4,164 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.