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Welcome to this charming 3-bedroom, 2-bathroom single-level home nestled in a low-maintenance community. With a thoughtful split floor plan, this residence boasts fresh paint throughout, creating a bright and inviting atmosphere. The spacious dining room flows seamlessly into the living room, which features vaulted ceilings, offering an open and airy feel. Adjacent to the kitchen is a delightful sunroom that overlooks a private backyard, perfect for enjoying peaceful moments. The kitchen is a chef's dream, featuring white cabinetry, granite countertops, and stainless steel appliances, including a microwave, stove, refrigerator, and dishwasher. The primary suite is a true retreat, complete with a large walk-in closet and an ensuite bathroom offering dual sinks, a separate shower, and a garden tub with handicap handles for added convenience. On the opposite side of the home, two guest bedrooms share a full bathroom, providing privacy and comfort for visitors. Outside, you'll find an oversized patio with a covered section, ideal for outdoor relaxation or entertaining. The home also features a two-car attached garage for added convenience. Located in the desirable Lexington Place community on Pelham Road, this home is just minutes from I-85, offering easy access to nearby restaurants, grocery stores, pharmacies, and medical offices. The community also provides lawn maintenance and trash pickup for a low monthly fee, making it a truly hassle-free living experience.
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Our Executive Mortgage Banker:
Our Insurance Division:
$430,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $344,000 | $344,000 | $344,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,146 | $2,260 | $2,880 |
Total Monthly Payment | $2,336 | $2,450 | $3,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.