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Bay Ridge- Semi-attached corner 2 Family with a private driveway for 6 cars and a 2 car detached garage. Large 30 x 100 Lot and enormous 20 x 57 building size. Extremely large home consisting of 2, 485 square feet. Sunny over sized rooms, freshly painted, and high ceilings with Anderson windows in every room. The first-floor apartment is a fully renovated two or three bedroom apartment with a full bathroom, eat-in kitchen, formal dining room and living room. First floor has new custom kitchen cabinets with quartz countertops, subway tile back splashes, stainless steel whirlpool refrigerator, stove and microwave, Bosch 5 burner oven, and a quartz seating island. All new electric, plumbing, walls, and hardwood floors on the first floor and basement. The second-floor apartment offers a three-bedroom or 4 bedroom apartment with an eat-in kitchen, formal dining room, large living room, laundry hook up, and a full bathroom. First and second floors have, Anderson French windows, high ceilings, hardwood floors, closets in each room, and intercom systems. The basement is a brand new fully gutted finished basement with a separate entrance that has a large recreational area, office space, laundry room, full bathroom, and large storage area. The basement has hook ups for a summer kitchen behind the walls, if needed. The home has separate hot water heaters and boilers for a tenant to pay their own heat and hot water. Perfect set up for a rental income producing property or owner occupancy. The backyard is fully gated and has a private patio perfect for barbeques and entertainment. The 2 car garage has a remote garage opener for easy access and a storage loft for extra storage. The house is in excellent condition and has been well maintained. You can move right in. Close to Owl's Head Park, Bay Ridge Avenue Ferry Terminal to Manhattan Pier 11 Wall Street & 3rd Avenue shopping. Near R Train, B9 Bus, B64 Bus & B16 Bus.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,828,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,462,400 | $1,462,400 | $1,462,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.739% | 6.309% |
Monthly Tax Payment | $997 | $997 | $997 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,418 | $9,364 | $12,440 |
Total Monthly Payment | $9,540 | $10,486 | $13,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.