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LAKEWOOD RANCH LIVING with NO CDD FEES! Charming 3-BEDROOM, 2-BATH ARTHUR RUTTENBERG home in RIVER CLUB! Nestled in a SERENE, WOODED PRESERVE LOT, this beautifully maintained home by RENOWNED BUILDER, Arthur Rutenberg, offers both PRIVACY and CONVENIENCE--close to MAINSTREET, LAKEWOOD RANCH, UTC MALL and plenty of RESTAURANTS and SHOPS NEARBY. Perfectly designed for modern living, this MAINTENANCE-FREE HOME features a practical floor plan with quality finishes throughout. Step into the inviting GREAT ROOM, where you'll find elegant WOOD FLOORS and ample natural light pouring in through TRIPLE SLIDER DOORS that lead out to the EXTENDED SCREENED LANAI—ideal for relaxing or entertaining. The separate dining area is perfect for hosting guests, and the SPACIOUS KITCHEN boasts a functional ISLAND and EAT-IN SPACE with stylish tile backsplash, providing both beauty and ease for everyday living. The PRIMARY BEDROOM is a true RETREAT, offering plenty of space, SLIDERS to the LANAI and a LARGE, WALK-IN CLOSET. The PRIMARY BATH is a luxurious haven with DUAL SINKS, a JACUZZI TUB, and a SEPARATE SHOWER. TWO ADDITIONAL BEDROOMS, , including a large 2nd bedroom and a 3rd bedroom with DOUBLE DOOR ENTRY and WOOD FLOORS, offer ample room for family, guests, or an office. There is also a 2nd bathroom for guests. Some recent updates include: NEW ROOF in 2020, freshly PAINTED INTERIOR in 2024, and EXTERIOR PAINTED in 2023. Almost all openings to the house have HURRICANE PROTECTION for peace of mind. This property has had NO FLOODING or FLOOD DAMAGE. Outside, the home’s tile roof and wooded preserve lot provide both aesthetic appeal and privacy. Plus, the River Club community offers outstanding amenities, including a public golf course, a clubhouse and a restaurant. ADDED PLUS--this home is located a SHORT DISTANCE from JOHNSON PRESERVE--a 44 ACRE NATURE PRESERVE that hasa KAYAK LAUNCH and PAVILLION. With LOW HOA fees and NO CDD fees, this property offers an exceptional value. This home is a perfect blend of comfort, style, and convenience. Don't miss the opportunity to make this stunning home yours! Contact us today for a private showing.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,471 | $2,601 | $3,288 |
Total Monthly Payment | $2,821 | $2,951 | $3,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.