17301 ESTES ROAD, Lutz, FL, 33548 | $785,000

Ever dream of waking up to breathtaking lakefront sunrises and ending your day in the shade, sipping a drink by the water? Here’s your chance! Welcome to your very own slice of paradise on Spring-Fed Lake Richard, complete with not just one, but TWO AMAZING HOMES totaling 2534 sq ft, on NEARLY A FULL ACRE (. 99 acres) of gorgeous land WITH NO HOA OR CDD!
The main home is a one of a kind 3 bed / 2 bath with soaring 14-foot cathedral ceilings, beautiful wood-burning double fireplace (for living room and outside on deck, indoor and outdoor vibes, yes please!), and two decks to enjoy those unreal water views. The kitchen? Fully upgraded with granite countertops, soft-close cabinets, and yes, a lake view that’ll make dishwashing your new favorite hobby. On that same main level, you’ll find two spacious bedrooms and a guest bath. Head upstairs to your private primary suite oasis—featuring two huge walk-in closets, a dual-sink bathroom, and the star of the show: an absolutely dreamy sunroom/library/office/workout room with panoramic lake views that change with the light throughout the day. It’s truly a one-of-a-kind space.
But wait! there’s more! A fully detached 1 bed / 1 bath GUEST HOUSE (with a full kitchen!) sits on the property—perfect for family, guests, or as a rental (currently bringing in $1, 550/month!). With its own updated roof (2021) and HVAC (2017), it’s ready to go.
Outside, enjoy 144 feet of private waterfront, a floating dock, and your very own boat dock on Lake Richard, a serene 12-acre spring-fed lake known for great fishing, think bass, tilapia, catfish, crappie, even gar. It’s motor-approved, so bring the boat, jet skis, or just float your cares away.
Top it all off with a hot tub, sauna, gazebo, mature avocado and cypress trees, and major updates like a new roof (2018) and HVAC (2019) in the main home. Oh, and it’s zoned for top-rated Steinbrenner schools. Bonus? Seller says this home stood strong through the last two storms and had no issues!! This kind of lakefront lifestyle doesn’t come around often. Come see it for yourself, schedule your private tour today and get ready to fall in love with lake life.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 144 x 125
  • Laundry: In Garage
  • Style: Contemporary
  • Year Built: 1979
  • Garage: 2-car
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,914
  • Acreage: 0.99
  • Lot Size: 144 x 125
  • Est. Taxes: $3,911
  • Lot Desc: Irregular Lot
  • Elem. School: Lutz-HB
  • Middle School: Buchanan-HB
  • High School: Steinbrenner High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Water Filtration System, Water Purifier, Water Softener
  • MLS#: TB8369766
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /prop/TB8369766/17301estesroad_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 2:56:51 AM)
Listing courtesy of KELLER WILLIAMS TAMPA PROP.   Phone: 813-264-7754

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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17301 ESTES ROAD, Lutz, FL, 33548

$785,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $628,000 $628,000 $628,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $326 $326 $326
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,918 $4,126 $5,257
Total Monthly Payment $4,336 $4,544 $5,675

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.