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Now is the time for your rare opportunity to enjoy WATERFRONT living on the gorgeous Hillsborough River. The Old Florida charm of this home features 3 bedrooms, 3 baths stilt home in Booming Old Seminole Heights. Sitting on over 1/3 of an acre, this tri-level has a boat garage with waterfront views from your backyard, with ACCESS to the OPEN BAY. The house sits across the river from Lowery Park, so no homes disrupt your backyard view. As you arrive through the electric gate, there is large landscaped property with multiple raised garden beds, mature flowering trees and shrubs, and a whimsical bowling ball garden. The METAL ROOF still has half of its 40-year warranty intact. There is a long, ROUNDABOUT driveway for ample parking, with a 10x20 storage shed equipped with electric, AC, workbench, windows and French doors. The outdoor gym area under the house affords you even more space with two large butcher block countertop bar areas overlooking the backyard and river. With a transferable LOW FLOOD INSURANCE premium ($810 per year), this home is designed for peace of mind. The backyard boasts many MULTI-LEVEL hardwood party decks overlooking the HILLSBOROUGH RIVER, with a pergola for added shade to offer the perfect setting for entertaining. Walking through the arched front double doors, you will be greeted at the entry with a SOARING 22-foot wood beamed vertical space. Step into the sunken living room, where a wood-burning fireplace and two sliding doors open to the deck, blending indoor and outdoor living. The master bedroom is a true retreat. It features a huge layout with a spiral staircase leading to an ADDITIONAL LOFT area, and has 17. 5-ft ceilings, two walk-in closets, a moonlight, plantation shutters, and a spa-like en-suite. The master bath boasts a hanging wall-mount double sink vanity, separate storage cabinets on each end of the vanity, a garden tub, and a stand-up shower. The kitchen is a chef's delight with stainless steel appliances, a center island, farm sink, granite countertops, two pantries, and ample storage. A corner patio leads off the kitchen from French doors. The dining room features a built-in bar with covered storage, a wine refrigerator and industrial metal pipe-type shelving. You can exit the house through another slider in the dining room, or through the charming hand-crafted thick hobbit door, which leads to your wrap-around decks. The lower guest bedroom is a spacious oasis with a nostalgic en-suite bathroom, featuring claw-foot tub, tile flooring, and tall wainscoting on the walls. The upstairs Bedroom 3 offers an additional cozy LOFT with a wooden library ladder for additional storage or a quaint reading nook. This bedroom also has sliders leading to the upper wrap-around deck, which connects to the master bedroom. With its thoughtful details and many unique features, coupled with an unbeatable waterfront location, this home is a rare gem that blends vintage charm with modern comforts For history lovers, the remains of the Confederate blockade runner, the sloop Kate Dale, which was sunk during the 1863 Naval raid on Ballast Point, are visible directly off the south end of the sea wall during low tides. Conveniently located in Seminole Heights with easy access to an abundance of restaurants, parks, easy access to I-275, downtown, the airport, and beaches. You do not want to miss your chance to own this one-of-a-kind riverfront sanctuary!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.811% | 6.727% | 6.560% |
Monthly Tax Payment | $751 | $751 | $751 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,756 | $6,147 | $8,297 |
Total Monthly Payment | $6,632 | $7,023 | $9,173 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.