![]() |
Carefree Florida Living with No Lot Rent in a Premier 55+ Resident-Owned Community!
Welcome to Clearwater Cascade, an active and beautifully maintained 55+ resident-owned community where you truly own your piece of paradise with a $55, 000 land share included—no lot rent ever. This lovely 2-bedroom, 1-bath home is move-in ready and has been thoughtfully updated for comfort, style, and peace of mind. This home is loaded with recent updates, including new split AC units in the living area and both bedrooms (2023), new double-pane windows (2024), updated plumbing lines (2024), a new water heater (2024), and new laminate flooring in the main living areas and bathroom (2022). Outdoor upgrades include new pavers (2023), and you’ll appreciate the brand-new washer and dryer installed in 2024.
Located outside of any flood zone, this home remained completely dry and secure during both Hurricane Helene and Hurricane Milton. It’s a safe and solid choice whether you're looking for a seasonal getaway or a full-time Florida residence.
Step inside and you’ll immediately appreciate the spacious open-concept layout and the abundance of natural light. The oversized primary bedroom features three built-in closets, and the generously sized second bedroom offers plenty of storage with large stand-alone closets—perfect for guests, hobbies, or a home office. The bathroom has been tastefully remodeled with a walk-in shower and a higher-profile toilet for added comfort and ease.
The kitchen is ideal for cooking and entertaining, offering a smart layout, eat-in space, and newer white cabinets installed in 2023. There’s also convenient inside laundry and a surprising amount of extra storage throughout the home.
Clearwater Cascade is known for its friendly, vibrant atmosphere with a great mix of seasonal and full-time residents from across the U. S. and Canada. The community offers an incredible array of amenities including two heated pools (one adults-only), an indoor hot tub and sauna, clubhouse with library and games, a fitness center with regular classes, billiards, ping-pong, shuffleboard, bocce ball, horseshoes, and a golf practice area. Residents enjoy a full social calendar with dances, leagues, clubs, volunteer opportunities, and a monthly community newsletter to keep everyone connected and informed.
This pet-friendly community (small pets with approval) is ideally located close to shopping at Publix, Walmart Grocery, and Winn-Dixie—all within three miles. Three public golf courses are also within a short 10-mile drive.
Low monthly fees of just $332 cover cable, internet, water, sewer, trash, lawn maintenance, and full use of all community amenities, making this an exceptional value in a well-established 55+ neighborhood.
If you're ready to enjoy a relaxed and active lifestyle in a safe and welcoming environment, this is the home for you. Schedule your private showing today and come see what makes Clearwater Cascade one of the most desirable 55+ communities in the area!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$129,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,760 | $103,760 | $103,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $52 | $52 | $52 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $708 | $699 | $883 |
Total Monthly Payment | $835 | $826 | $1,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.