3356 Stony Brook Road, Northfield, VT, 05663 | $35,000

Looking for a retreat or a place for an escape? If you've been dreaming of a little piece of Vermont in the country, this could be the answer! This country setting on a low-traffic town-maintained public road has only one neighbor nearby. And the Stony Brook, which is right across the street provides some relaxing sounds, as a bonus. There is an existing private well, power, a concrete slab, an existing septic, and a gravel driveway in place. Less than 10 miles off I-89, just over-the-hill to the Sugarbush Ski Valley, and less than 8 miles to Norwich University's Campus, Shaw Outdoor Center and Northfield Village's amenities (restaurants, health clinic, bank, gas, liquor, etc). Plenty of terrific back roads for walking or riding your mountain bike right off the driveway, too. The old 3-BR y/r dwelling that was previously on this 0. 35+/- acre was in poor condition and removed from the site in 2024. Lines between slab and riser for septic, at minimum, are crushed. Riser plugged. Tank 10' down. Seller makes no guarantees nor warranties about the future viability of any of the improvements, in "AS IS" condition. Reference WW-1-302 Permit Exemption for Reconstruction document, as there is a deadline for replacing home if you plan to reconnect to existing on-site septic and water, and a couple other stipulations. Demolition, disposal, environmental supervisor (asbestos), air samples, visual clearance by an independent consultant, and clean-up of the property avl.

Features

  • Zoning: Low Density Residential
  • Frontage: 240
  • Lot Desc: Rural,Country Setting
  • Elem. School: Northfield Elementary School
  • Middle School: Northfield Middle High School
  • High School: Northfield High School
  • School District: Paine Mountain School District
  • MLS#: 5034811
  • Website: https://www.raveis.com
    /prop/5034811/3356stonybrookroad_northfield_vt?source=qrflyer
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Listing courtesy of BHHS Vermont Realty Group/Montpelier   Phone: 802-223-6302
Listing Agent: Lori Holt

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NMLS Mortgage Loan Originator ID 793093

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3356 Stony Brook Road, Northfield, VT, 05663

$35,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $28,000 $28,000 $28,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $175 $184 $234
Total Monthly Payment $250 $259 $309

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.