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Experience the charm of 702 Queen Road, an exquisite one-story residence perfectly positioned on a substantial 0. 28-acre corner lot in the sought-after neighborhood of St. Augustine South. Constructed in 1977 and exceptionally well-maintained, this elegant home offers a spacious 2, 358 sq ft of living area featuring four bedrooms and 2. 5 bathrooms. The sellers are generously offering the buyer a $10, 000 credit, which can be used toward upgrades, closing costs, or mortgage buy-down assistance. The heart of this home is its state-of-the-art kitchen, updated in 2013 with modern GE and LG appliances, making it a culinary enthusiast's dream. The primary suite serves as a luxurious retreat, beautifully updated in 2014 and enhanced with a sleek double vanity installed in 2020.
This delightful home is ideally situated just 10 minutes from Anastasia Island, offering easy access to a wealth of attractions. Explore the iconic lighthouse, visit the renowned alligator farm, and enjoy a variety of restaurants. Plus, you're never far from the white sandy shores of St. Augustine, Butler, and Crescent Beach. A quick drive also takes you to the historic heart of St. Augustine, where shopping, dining, and numerous attractions await. This location perfectly blends convenience with the charm of coastal living.
This property stands out with its new Energy Star-rated windows and doors installed in 2019, promoting substantial energy savings. Outdoor living is redefined here with a professionally resurfaced inground pool and a delightful lemon tree that perfumes the air, creating a serene oasis perfect for relaxing or entertaining. Additional practical upgrades include a durable metal-galvalume roof installed in 2017, a newly replaced high-efficiency HVAC system in March 2024, and a hot water heater updated in February 2016 with elements refreshed in 2025. The home benefits from advanced safety and convenience features such as copper wiring, complete re-plumbing done in 2014, and a whole-house water filtration system.
Efficiency extends to the home’s utilities with a newly installed septic system featuring a 25-chamber drain field in 2021, ensuring long-term sustainability. Located mere steps from the picturesque Intracoastal Waterway and community amenities, including boat ramps, a playground, and a park, this home is an ideal blend of lifestyle and comfort. The vibrant community with its voluntary association offers year-round activities and is nestled in a flood zone X area, eliminating the need for flood insurance. 702 Queen Road is not just a home but a sanctuary of style and modern conveniences, waiting to become your new haven.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $450,000 | $450,000 | $450,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $196 | $196 | $196 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,807 | $2,956 | $3,767 |
Total Monthly Payment | $3,095 | $3,244 | $4,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.