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Under contract-accepting backup offers. Set on over 2 acres with direct St. Johns River frontage, this 4-bedroom, 3-bath home offers 2, 528 SqFt of upgraded living space and exceptional outdoor appeal. The tile roof, stacked stone accents, and pavered driveway are framed by tropical landscaping and beds plus a variety of palms. Inside, high ceilings with crown molding and abundant natural light enhance the layout. Modern wood-look tile flows throughout the main living spaces, while bathrooms feature upgraded block tile. The foyer opens into a bright kitchen equipped with a natural gas 5-burner cooktop and hood, built-in oven and microwave, and a large single-basin apron sink. New KitchenAid silent-run dishwasher, modern shaker cabinetry with brushed nickel hardware, and a contrast island with upgraded pendant lighting. Coordinating fixtures in the dining area and dinette offer a cohesive, elevated look. Two sets of 3-panel stacking sliders off the oversized family room provide peaceful conservation views and direct patio access. The family room is ideal for entertaining, featuring a custom built-in media wall designed for an 86” TV, with screened fronts for subwoofers, built-in shelving and cabinetry, ceiling-mounted 5. 1 surround sound speakers, and an upgraded fan. The primary suite includes a tray ceiling, custom panel molding accent wall, recessed lighting, ceiling fan, and five energy-efficient windows for exceptional natural light. The ensuite bath features an oversized walk-in shower with dual shower heads, floor-to-ceiling tile, frameless glass enclosure, shampoo niches, bench, and hex-tile flooring. Dual vanities with deep basin sinks and gray quartz counters and a linen closet offer ample space. The custom walk-in closet includes built-in storage with shoe racks, tie and belt valets, laundry hamper, and a reserved space for a fireproof safe. A split plan ensures privacy, with generously sized secondary bedrooms featuring recessed lighting, large closets, and ceiling fans. The hall bath offers a sleek quartz vanity, framed mirror, and full subway tile surround. A guest suite includes its own full bath with tub/shower combo, recessed shampoo niche, and upgraded fixtures. The indoor laundry room includes a utility sink, folding table, hanging rack, gas dryer hook-up and extra cabinetry. The garage features dual electric openers, industrial-grade epoxy flooring, 60amp EV charging, and an industrial fan, plus a retractable attic ladder with reinforced and lit attic storage plus heat shield lining on roof sheathing. Additional features include a Strada security system, smart thermostat, Ring doorbell with two floodlight cameras, central vacuum system with retractable hoses and floor plate vacuums in the kitchen and primary bath, fully functioning RainSoft irrigation system, and custom retractable privacy screens on the back patio. The home is wired for a whole-house generator + hot tub, and has extra roof tiles, pavers, paint, grout, and flooring included. Pavers were professionally cleaned and sealed in September 2024. Tankless gas water heater with recirculating pump upgrade. Water softener installed in 2023. Located in the gated, riverfront community of Riviera Bella, you'll enjoy a secure, amenity-rich lifestyle along the scenic St. Johns River. The neighborhood features a private boat ramp and dock, for direct access to boating and fishing. Community amenities include a resort-style pool, clubhouse with theater room, fitness center, game room, and multiple playgrounds.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
Total Monthly Payment | $3,428 | $3,557 | $4,494 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.