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Welcome to this lovely 3 bedroom 1. 5 bath ranch style home located on the southside of Poughkeepsie . This meticulously maintained home is perfect for that weekend get away retreat or make it your dream home. The owner took pride in this home and it shows when you first walk into this home you will find a spacious bright living room with a wood burning fireplace that flows seamlessly into the formal dining room. Enjoy cooking in your eat in kitchen with a skylight that leads to a tranquil screened back porch for relaxing after a long day . Down the hall you will find the primary bedroom along with 2 other bedrooms and 1. 5 bathrooms. Downstairs you will find a huge family room that is ideal for family activities, watching TV, playing games or hosting guests. Updates include roof, siding, windows, attic insulation , heating, central AC, front door and LED recessed lighting. Enjoy municipal water and sewer, stunning hardwood floors and a large driveway that leads around the back of the house to the garage. This home is minutes to the Metro North Train Station, Major commuter highways, Vassar College , Marist College , CIA , Vassar Brothers Medical Center, Mid-Hudson Regional Hospital, IBM, Shopping , 5 Star Restaurants, Poughkeepsie waterfront and the Historic Walkway over the Hudson. Don't miss out on this great house. You will not be disappointed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $751 | $751 | $751 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,402 | $2,496 | $3,181 |
Total Monthly Payment | $3,228 | $3,322 | $4,007 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.