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Welcome to this well-maintained high ranch built by Paramount Homes and lovingly preserved by its original owners. This inviting residence offers a thoughtfully designed floor plan featuring three generous bedrooms and two impeccably maintained bathrooms, creating an ideal balance of personal space and shared living areas. The bright kitchen features honey-toned oak cabinetry with decorative hardware, distinctive blue countertops with matching backsplash, and white appliances including a dishwasher and range. A sunny window above the sink overlooks the yard, while the convenient layout provides ample counter space for meal preparation. Display cabinets with glass doors offer an elegant touch for showcasing treasured dishware. The welcoming living room is centered around a large palladian window with an elegant half-moon arch, draped with soft blue fabric that complements the blue area rug below. Comfortable tan sofas and accent chairs create a cozy conversation area, while the warm hardwood floors add natural warmth throughout. A handsome wooden entertainment center provides both storage and display space, anchoring the room. The exterior presents crisp white vinyl siding with contrasting navy shutters and a graceful front staircase leading to the main entrance. The neatly maintained yard features evergreen landscaping, a curved stone retaining wall, and a gravel pathway, providing excellent curb appeal. A generous driveway leads to the detached two-car garage with electric service, perfect for vehicles and additional storage. Built just 21 years ago, this Paramount Homes original combines practical living spaces with thoughtful architectural details like the distinctive arched windows and classic trim. The split-level design offers separation between living areas while maintaining an open, connected feel. Experience the comfort and value of 76 Edgewater Drive, where proximity to Osprey Park provides opportunities for outdoor recreation just minutes from your door.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $556 | $556 | $556 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,342 |
Total Monthly Payment | $3,154 | $3,253 | $3,973 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.