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Discover the charm of this adorable one-story home nestled in the highly sought-after Dorchester 2 School District, perfect for new owners ready to cherish its beauty. Step inside to find luxury vinyl flooring that flows seamlessly through the main living areas, enhancing the home's inviting atmosphere. The layout features two spacious spare bedrooms and a full bathroom on the right, while the left side leads to a convenient two-car garage, laundry room, and a versatile fourth bedroom. The heart of the home is a stunning gourmet kitchen, boasting a large island, granite countertops, a walk-in pantry, gas stove, built-in microwave, and dishwasher, all overlooking a generous family and dining room--ideal for entertaining. The primary bedroom, adorned with a custom-built bookshelfand new luxury vinyl flooring, offers a serene retreat, complete with an ensuite featuring a large walk-in shower, dual vanity, linen closet, and walk-in closet. Situated on an extra-large lot that backs up to a tranquil wetland area, this home provides added privacy and a beautiful space for gatherings. Enjoy the benefits of installed solar panels, significantly reducing electric costs to an estimated $86 per month, while similar homes in the area average $250. The new owner will assume a monthly solar cost of $103. 57 until the balance is settled. With access to neighborhood pool, pickle ball courts reopening soon and parks, this home embodies the essence of comfortable living in South Carolina.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,997 | $2,076 | $2,645 |
Total Monthly Payment | $2,072 | $2,151 | $2,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.